Insurance cheat sentenced after CCTV disproves fake claim

Fraudster rushes to car after crash, pretends to be injured and later makes claim for people not in the vehicle

Insurance News

By Louie Bacani

A man from Deeside, Wales, was sentenced after admitting that he faked an injury from a car accident for insurance money.
 
James Young, 33, pleaded guilty at Mold Magistrates Court on November 3 and was sentenced to six months suspended for two years for a false insurance claim made several months ago.
 
According to the City of London Police, Young’s vehicle was parked outside a supermarket in Deeside on February 8 when it was hit by another car that was backing up at slow speed.
 
Young claimed that he was in the car with his partner and three children when the minor accident happened. He made personal injury claims to LV=, reporting soft tissue damage to all five of them.
 
However, CCTV footage of the incident obtained by LV= showed that neither Young nor his partner were inside the car, which only carried two of his children.
 
The footage also showed that right after the collision, Young rushed to get inside the car before exiting again, holding his neck as if he had been injured.
 
“James Young saw an opportunity to use a minor crash, to which he wasn’t involved, in order to defraud LV= Insurance of thousands of pounds,” detective constable Daryl Fryatt said.
 
“He didn’t anticipate that the insurer would investigate and that they would then pass the case through to a detective unit entirely focused on catching insurance fraudsters,” Fryatt added.
 
Young was arrested and charged on July 12. The court has ordered him to pay £200 in costs following a police investigation.
 
 
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