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Live long and prosper: Insurer calculates cost of insuring Captain Kirk

Live long and prosper: Insurer calculates cost of insuring Captain Kirk

Live long and prosper: Insurer calculates cost of insuring Captain Kirk How much would Star Trek’s Captain James Kirk have to pay in travel insurance for his intergalactic missions?
 
British insurance firm Columbus Direct has calculated the theoretical cost to insure the sci-fi icon, in light of the release of Star Trek Beyond, the latest instalment of the movie franchise.
 
According to the insurer, a standard travel insurance package for Captain Kirk would be £13,880 for a single Starfleet five-year mission.
 
The estimated insurance premium was based on the 32-year-old Kirk’s past misdemeanours and the likelihood of danger in certain areas of the galaxy.
 
Columbus used information on Kirk's age and experiences while taking into account the threats posed by hostile species, such as Klingons and Romulans.
 
“Like on our Earth, some of the ‘riskier’ areas would cost more to insure,” the insurance firm said on its website.
 
Based on Columbus’s computations, the galaxy’s Alpha Quadrant will be the most affordable destination while the Beta quadrant, which includes the Klingon and Romulan empires, carries a slightly higher cost.
 
The Delta and Gamma Quadrants, where the Borg and Dominion hail from, have higher premiums to cover the increased risk of travel.
 
The Star Trek insurance product will cover medical and diagnostic expenses, starship failures, cancelled missions, lost or stolen currency, missing or damaged personal items and gadgets such as phasers, ash cloud delays and hijacks by Klingons.
 
“Of course, gadget cover, protecting pets and ash cloud delays become a little bit trickier when you’re exploring outer space,” the firm said. “Trekkies will be pleased to hear that we’ve modified our policies to make them more suitable for space.”
 
 
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