Praise is being directed at New York Assembly man Kenneth Zebrowski Jr. for his introduction of legislation that would remove the requirements for policyholders to deliver physical photos of their vehicles to insurance companies.
As it stands, if an insured has paid their premiums but hasn’t previously given a physical copy of their vehicle to their provider, then that insurance company can’t cover any damages to the car.
The Professional Insurance Agents of New York State (PIANY) announced it was strongly in favour of the repeal Zebrowski was suggesting, describing the current regulations as “completely useless” and “unnecessary”.
PIANY also testified to the New York State Assembly that insurers in the state immediately put photos in a warehouse upon receiving them.
“The current regulation has outlived its usefulness and repealing it would be a service to both businesses and the insurance-buying public,” PIANY President John C. Parsons II said.
“On top of the unnecessary expense, policyholders across the state have lost coverage for damage to their vehicle because photos were not taken even though their vehicles had been inspected as required.”
Parsons said inspection stations are often closed when drivers need them or they just forget to have the shots taken.
PIANY anticipates a similar bill will get introduced in the Senate.
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