Personal Liability Insurance Products

Compare 25 products offered for Personal Liability Insurance from 13 companies including DUAL Australia Pty Ltd, QBE Insurance (Australia) Ltd , and Edge Underwriting Pty Ltd.

Our Personal Liability Comparison Tool allows you to pick the policy that's right for you by comparing every plan offered by Canada's leading insurance providers. If you have questions, take a look at our Frequently Asked Questions.

Compare Personal Liability Insurance Policies

Products 11 to 20 of 25
Product name Max Coverage Min Premium Exclusions
Masterpiece by Chubb Insurance Australia Ltd Max Coverage AUD30M Min Premium N/A
  • false report
  • Medicare benefits
  • places listed by the Australian Government Department of Foreign Affairs and Trades which people are advised not to travel
  • tenant property
  • wear and tear


more details
Corporate Travel by Zurich Financial Services Australia Ltd Max Coverage AUD100K Min Premium N/A
  • flying in an aircraft or aerial device other than as a passenger in a licensed aircraft
  • intentional self-inflicted injury
  • suicide


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Business Travel by Chubb Insurance Australia Ltd Max Coverage N/A Min Premium N/A
  • flying in an aircraft or aerial device other than as a passenger in a licensed aircraft
  • medicare / health insurance
  • participating in or training for any professional sport
  • self-inflicted injuries
  • suicide


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Corporate Travel by QBE Insurance (Australia) Ltd Max Coverage AUD10M Min Premium AUD600
  • alcoholism or drug addiction
  • flying in an aircraft or aerial device other than as a passenger in a licensed aircraft
  • medicare / health insurance
  • participating in or training for any professional sport
  • self-inflicted injuries
  • suicide


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Corporate Travel by DUAL Australia Pty Ltd Max Coverage AUD10M Min Premium N/A


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Home and Contents Superior (Accidental Damage) by Millennium Underwriting Agencies Pty Ltd Max Coverage AUD20M Min Premium N/A


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Encore Liability Fire Protection by Arena Underwriting Pty Ltd Max Coverage AUD20M Min Premium N/A
  • asbestos
  • communicable diseases
  • tobacco
  • USA / Canada
  • war, riot, nuclear or terrorism


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Corporate Travel by Pen Underwriting Pty Ltd Max Coverage N/A Min Premium N/A
  • flying in an aircraft or aerial device other than as a passenger in a licensed aircraft
  • participating in or training for any professional sport


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Inpatriate Medical Expenses by QBE Insurance (Australia) Ltd Max Coverage AUD5M Min Premium N/A


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Corporate Travel by Edge Underwriting Pty Ltd Max Coverage N/A Min Premium N/A
  • air travel (except as a passenger in a properly licensed aircraft)
  • alcohol or drug abuse
  • HIV / AIDS and sexually transmitted diseases
  • intentional self-inflicted injury
  • more than five trips (whether international or domestic) in the trip estimates scheduled to be undertaken that are longer than 25 days duration
  • more than two charter flights in the trip estimates scheduled to be undertaken
  • participating in or training for any professional sport
  • trips scheduled to be undertaken to: Central African Republic, Yemen, Afghanistan, Sudan, Mali, Libya, Chad, Somalia, South Sudan, Niger, Syria, Iraq, Iran, Pakistan, Papua New Guinea
  • war, riot, nuclear or terrorism


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Frequently Asked Questions

(click to expand)

What Is Personal Liability Insurance?

Personal Liability is coverage provided for individuals and homeowners in case of an accident or damage to a third party on their premises. Personal Liability insurance can cover compensation claims if someone sues you as a result of an injury they sustained on your premises or if a piece of their property was damaged. For example, if a guest suffered an injury while visiting your home – say they slipped on a loose step – and decided to sue you, Personal Liability would cover the costs incurred.

Who Needs Personal Liability Insurance?

Any homeowner or renter that doesn’t have an extensive umbrella or homeowner’s insurance policy would benefit from a specialty Personal liability product. As many basic umbrella or homeowner’s insurance policies can be limited in terms of the range of coverage limits offered, a Personal Liability insurance package will cover all extents of damage.

What Does Personal Liability Cover?

Homeowners are legally liable for any accidents that occur on their property. Personal Liability insurance provides financial protection for any of the following:

  • lawsuits if they are sued for an accident or damage caused on their property
  • bodily injury to a third party (including any medical fells)
  • property damage due to an incident on their premises (including any replacement or repair costs)
  • compensation costs if damages are to be paid to the claimant

What Is Not Covered By Personal Liability Insurance?

While Personal Liability covers most claims against homeowners and renters, there are several types of claim that are generally excluded from moat Personal Liability products:
  • automobile accidents
  • bodily injury or property damage caused intentionally
  • bodily injury or property damage of the policy owner or their family members
  • businesslike activities or claims associated with a home business

As each Personal Liability insurance product is different, it is important to check to see what is and isn’t covered in order to avoid costly disappointments.

What Additional Cover Is There With Personal Liability Insurance?

Personal Liability can also be bought alongside or as part of other coverage areas including:
  • home insurance
  • umbrella/excess insurance
  • business insurance

If Personal Liability does not cover enough essential needs or the limits are not inclusive enough then an additional policy or extension may be the solution.

How Much Does Personal Liability Insurance Cost?

The cost of personal liability can be tricky to estimate: Personal worth has to be examined as well as future income and the risk areas within the property. Not to mention figuring out the cost of potential damages resulting in medical bills, repairs and legal fees, which will all need to be calculated around the individual and their home. That said, as lawsuits are very common in today’s litigious society you cannot have enough coverage if you are sued.