Financial Loss Insurance Products

Compare 105 products offered for Financial Loss Insurance from 53 companies including Quantum Insurance Holdings Pty Ltd, Epsilon Underwriting, and Specialist Underwriting Agencies Pty Ltd.

Our Insurance Comparison Tool allows you to pick the policy that's right for you by comparing every plan offered by Canada's leading providers. Struggling to sort through the choices? Our Frequently Asked Questions can explain Financial Loss coverage in greater detail.

Compare Financial Loss Insurance Policies

Products 1 to 10 of 105
Product name Max Coverage Min Premium Exclusions
Delay in Start Up (DSU), Advance Consequential Loss (ACL) or Advance Loss of Profits (ALoP) by Zurich Financial Services Australia Ltd Max Coverage N/A Min Premium N/A

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Intellectual Property by Edge Underwriting Pty Ltd Max Coverage N/A Min Premium N/A
  • USA / Canada

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CyberEdge by AIG Australia Ltd Max Coverage N/A Min Premium N/A

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Single Project by MECON Insurance Group Pty Ltd Max Coverage AUD300M Min Premium N/A

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Business Liability (Combined PL and PI Package) by Epsilon Underwriting Max Coverage AUD50M Min Premium N/A

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Film and TV Production by Breeze Underwriting (Aust) Pty Ltd Max Coverage AUD15M Min Premium N/A

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INT Property by Chubb Insurance Australia Ltd Max Coverage N/A Min Premium N/A

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Trade Credit by QBE Insurance (Australia) Ltd Max Coverage US$300M Min Premium N/A

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Comprehensive Crime by AIG Australia Ltd Max Coverage AUD1M Min Premium N/A
  • authorised access
  • consequential loss
  • loss discovered outside the policy period
  • safe deposit contents
  • travellers cheques

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Accountants - Professional Indemnity by London Australia Underwriting Pty Ltd Max Coverage AUD20M Min Premium N/A

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Frequently Asked Questions

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What Is Financial Loss Insurance?

Insurance against Financial Loss protects businesses and companies if they have caused a third party to claim a Financial Loss as a result of their actions.


Financial Loss, or pure economic loss, can be defined as:

  • A loss or expense incurred by any person other than the insured
  • A loss or expense incurred by any person other than the insured resulting from the sale of supply of products
  • A loss or expense not related to a physical injury or damage to property

Some business activities can cause a severe financial impact to others which was not their fault.

If a third party makes a claim for a Financial Loss, they are accusing another company or business of an act of negligence or a breach of contract that has resulted in them making extra payments or are out of pocket due to incurring unnecessary expenses.

Financial Loss can only be declared if it has not involved a physical damage or injury to another party (this would be covered under a Commercial General Liability or Public Liability insurance policy).

Who Needs Financial Loss Insurance?

Any company or individual who enters into business transaction or contracts should consider protection against a Financial Loss. Typical clients include:


  • business transactions
  • event organizers
  • project managers
  • commissioned/contracted works
  • manufacturers

What Does Financial Loss Insurance Cover?

By entering into a contract or providing a guarantee that the accused party cannot fulfil, Financial Loss insurance is able to cover the costs of a claim if the maker of the claim has taken a financial hit as a result. Financial Loss insurance can cover costs related to the following:
  • damages legally liable to be paid in respect of a claim
  • business interruption
  • event cancellation
  • breach of contract
  • trade credit
  • financial guarantees
  • legal expenses

What Is Not Included In Financial Loss Insurance?

Typical exclusions in a Financial Loss insurance policy may include financial loss caused by physical injury or damage, illegal acts, and/or fraudulent activities.

How Much Is Financial Loss Insurance?

Financial Loss insurance can normally be bought as part of an extensive coverage or as an add-on for any of the following types of coverage:


  • Commercial General Liability
  • Transaction Liability
  • Event Cancellation
  • Professional Liability
  • Directors and Officers Liability
  • Umbrella/Excess
  • Legal Expenses

The cost of covering a Financial Loss will either be included in the overall package or an amount calculated as extended cover taking into consideration the size of the company, the potential impact of a negligent act and any previous similar claims.