Accountants
|
Max Coverage
CA$5M |
Min Premium
CA$400 |
- Commercial General Liability
- Professional Liability
|
Adventure Tourism and Recreation
|
Max Coverage
CA$5M |
|
- Bodily Injury
- Commercial General Liability
|
Architects and Engineers
|
|
Min Premium
CA$675 |
- Contents
- Cyber
- Equipment Breakdown
- Professional Liability
|
Beautician, Spa and Wellness
|
Max Coverage
CA$5M |
Min Premium
CA$285 |
- Business Interruption
- Commercial General Liability
- Crime
- Equipment Breakdown
- Medical Malpractice
- Professional Liability
- Property Damage
|
Builders Risk - Wood Frame
|
Max Coverage
CA$35M |
|
- Builders Risk
- Commercial General Liability
|
Builders Risk - Wood-Frame Construction
|
Max Coverage
CA$50M |
|
- Builders Risk
- Commercial General Liability
- Environmental Liability
- Property Damage
|
Commercial Automobile Fleets
|
Max Coverage
CA$5M |
|
- Commercial General Liability
|
Commercial Garage Auto
|
Max Coverage
CA$5M |
|
- Commercial General Liability
- Legal Expenses
|
Commercial Hull and P&I
|
|
|
|
Commercial Marine
|
|
Min Premium
CA$1K |
- Builders Risk
- Legal Expenses
- Marine
|
Contractors - Liability and Property
|
Max Coverage
CA$50M |
Min Premium
CA$650 |
- Builders Risk
- Commercial General Liability
|
Contractors Pollution Liability (GREENworks)
|
|
Min Premium
CA$2K |
- Commercial General Liability
- Environmental Liability
- Third-Party Damage
|
Contractors’ Equipment Property
|
Max Coverage
CA$3M |
|
|
Cyber Liability
|
Max Coverage
CA$5M |
Min Premium
CA$425 |
- Business Interruption
- Cyber
- Property Damage
|
Daycare Package
|
Max Coverage
CA$5M |
Min Premium
CA$350 |
- Abuse Liability
- Commercial General Liability
- Professional Liability
- Property Damage
|
Directors and Officers - For Profit / Private Companies
|
|
Min Premium
CA$1K |
- Business Interruption
- Commercial General Liability
- Damages and Fines
- Directors and Officers Liability
- Employers Liability
- Financial Loss
- Kidnap and Ransom
- Legal Expenses
|
Directors and Officers - Non-Profit Groups
|
Max Coverage
CA$2M |
Min Premium
CA$500 |
- Directors and Officers Liability
|
Drone / UAV
|
Max Coverage
CA$10M |
Min Premium
CA$380 |
- Property Damage
- Third-Party Damage
|
Environmental Engineers and Consultants
|
|
Min Premium
CA$750 |
- Commercial General Liability
- Environmental Liability
- Professional Liability
|
Environmental Impairment Liability for Fixed Sites
|
|
Min Premium
CA$2K |
- Business Interruption
- Commercial General Liability
- Employers Liability
- Environmental Liability
- Financial Loss
- Professional Liability
|
Environmental Impairment Liability for Storage Tank
|
|
Min Premium
CA$750 |
- Bodily Injury
- Environmental Liability
- Financial Loss
- Property Damage
- Tenant Legal Liability
- Third-Party Damage
|
Excess Professional Liability
|
Max Coverage
CA$10M |
|
- Professional Liability
- Umbrella / Excess
|
Financial Planners / Investment Advisors
|
Max Coverage
CA$5M |
Min Premium
CA$400 |
- Business Interruption
- Commercial General Liability
- Professional Liability
|
Fitness Facilities
|
Max Coverage
CA$5M |
Min Premium
CA$500 |
- Business Interruption
- Commercial General Liability
- Crime
- Equipment Breakdown
- Professional Liability
- Property Damage
|
General Commercial Property
|
|
|
- Natural Disaster
- Property Damage
|
Hard to Place Homes
|
|
|
|
Health and Beauty Manufacturers and Wholesalers
|
Max Coverage
CA$25M |
Min Premium
CA$350 |
- Commercial General Liability
- Product Recall
- Professional Liability
- Property Damage
- Umbrella / Excess
|
Healthcare Clinics and Facilities
|
Max Coverage
CA$1M |
|
- Commercial General Liability
- Equipment Breakdown
- Medical Malpractice
- Property Damage
|
High Value Homes
|
|
|
- Personal Liability
- Property Damage
|
Hobby Clubs / Enthusiast Groups
|
Max Coverage
CA$5M |
Min Premium
CA$300 |
- Commercial General Liability
- Financial Loss
- Property Damage
- Third-Party Damage
|
Hole-In-One
|
Max Coverage
CA$75K |
|
|
Home Sharing / Short-Term Rentals
|
|
|
|
Insurance Brokers and Agents (E&O)
|
|
Min Premium
CA$2K |
- Crime
- Cyber
- Professional Liability
|
IT Professionals
|
Max Coverage
CA$1M |
Min Premium
CA$875 |
- Commercial General Liability
- Professional Liability
|
Jet Boats
|
|
|
|
Life Agents
|
Max Coverage
CA$5M |
Min Premium
CA$500 |
|
Marinas, Boat Dealers, Ship Repairers
|
|
Min Premium
CA$2K |
|
Marine Pleasurecraft
|
|
Min Premium
CA$135 |
|
Mariners Choice
|
|
|
|
Media Professionals
|
|
Min Premium
CA$800 |
- Commercial General Liability
- Contents
- Cyber
- Employers Liability
- Equipment Breakdown
- Professional Liability
|
Medical Malpractice - Alternative Therapists
|
Max Coverage
CA$10K |
Min Premium
CA$250 |
- Business Interruption
- Commercial General Liability
- Crime
- Environmental Liability
- Equipment Breakdown
- Medical Malpractice
- Tenant Legal Liability
|
Medical Malpractice – Assisted / Senior Care Facilities
|
Max Coverage
CA$100K |
|
- Discrimination and Harassment
- Employers Liability
- Medical Malpractice
|
Medical Practitioners
|
Max Coverage
CA$10K |
Min Premium
CA$450 |
- Commercial General Liability
- Contents
- Equipment Breakdown
- Medical Malpractice
|
Mercantile Package
|
|
Min Premium
CA$550 |
- Commercial General Liability
- Property Damage
|
Miscellaneous Professional
|
|
Min Premium
CA$400 |
- Business Interruption
- Commercial General Liability
- Crime
- Employers Liability
- Equipment Breakdown
- Professional Liability
|
Mobile Homes
|
Max Coverage
CA$2M |
Min Premium
CA$300 |
|
Mortgage Brokers
|
Max Coverage
CA$5M |
Min Premium
CA$400 |
- Commercial General Liability
- Employers Liability
- Professional Liability
|
Motorcycle (BC Only)
|
Max Coverage
CA$2K |
Min Premium
CA$190 |
- Auto Physical Damage
- Property Damage
|
Multi-Standard Boat
|
|
Min Premium
CA$135 |
- Environmental Liability
- Marine
- Property Damage
|
Non-Profit Package
|
Max Coverage
CA$5M |
|
- Abuse Liability
- Commercial General Liability
- Crime
- Equipment Breakdown
- Professional Liability
- Property Damage
|
Ocean / Air Cargo
|
|
|
|
Off Road Vehicles (BC Only)
|
Max Coverage
CA$10K |
Min Premium
CA$80 |
- Auto Physical Damage
- Property Damage
|
Personal Umbrella Liability
|
Max Coverage
CA$10M |
Min Premium
CA$120 |
- Defamation
- Legal Expenses
- Personal Liability
- Umbrella / Excess
|
Platinum Yacht
|
Max Coverage
CA$2M |
|
- Environmental Liability
- Financial Loss
- Marine
- Property Damage
|
Property in Storage
|
Max Coverage
CA$1M |
|
- Financial Loss
- Property Damage
|
Protection Services
|
Max Coverage
CA$10M |
Min Premium
CA$850 |
- Business Interruption
- Commercial General Liability
- Employers Liability
- Professional Liability
|
Recyclers Package (CGL / Property)
|
|
|
- Business Interruption
- Commercial General Liability
- Crime
- Environmental Liability
- Equipment Breakdown
- Property Damage
|
Rehabilitation Clinics and Facilities
|
Max Coverage
CA$100K |
|
- Business Interruption
- Commercial General Liability
- Crime
- Equipment Breakdown
- Medical Malpractice
- Property Damage
- Tenant Legal Liability
|
Rented Dwellings
|
|
|
- Financial Loss
- Property Damage
|
Seasonal Dwellings
|
|
|
- Financial Loss
- Property Damage
|
Ski Boats, Runabouts
|
|
|
|
Small Boats
|
|
Min Premium
CA$95 |
|
Small Independent Marine Trades
|
|
Min Premium
CA$900 |
- Commercial General Liability
- Environmental Liability
- Marine
- Tenant Legal Liability
|
Special Events Liability
|
Max Coverage
CA$5M |
Min Premium
CA$65 |
- Commercial General Liability
- Third-Party Damage
|
Tanning Salons
|
|
Min Premium
CA$500 |
- Business Interruption
- Commercial General Liability
- Crime
- Cyber
- Professional Liability
- Property Damage
|
Tattoo and Piercing Artists
|
Max Coverage
CA$15K |
Min Premium
CA$500 |
- Business Interruption
- Commercial General Liability
- Crime
- Equipment Breakdown
- Professional Liability
- Tenant Legal Liability
|
Umbrella and Excess Liability
|
Max Coverage
CA$25M |
|
|
Vacant – Land / Property
|
|
Min Premium
CA$500 |
- Environmental Liability
- Property Damage
- Tenant Legal Liability
|
Vacant Dwellings
|
|
|
|
Vacation Trailers in Alberta
|
Max Coverage
CA$150K |
Min Premium
CA$25 |
- Personal Liability
- Property Damage
|
Vacation Trailers in British Columbia
|
Max Coverage
CA$150K |
Min Premium
CA$25 |
- Personal Liability
- Property Damage
|
Vacation Trailers in Ontario
|
Max Coverage
CA$150K |
Min Premium
CA$20 |
- Personal Liability
- Property Damage
|
Vacation Trailers in The Maritimes
|
Max Coverage
CA$150K |
Min Premium
CA$25 |
- Property Damage
- Public Liability
|
Wrap-Up Liability
|
Max Coverage
CA$50M |
Min Premium
CA$3K |
- Builders Risk
- Business Interruption
- Commercial General Liability
- Professional Liability
|
Yacht and Sailing Clubs
|
|
Min Premium
CA$2K |
- Business Interruption
- Commercial General Liability
- Crime
- Equipment Breakdown
- Marine
|