Premier Group of Companies

Product name Max Coverage Min Premium
Accountants Max Coverage CA$5M Min Premium CA$400
  • Commercial General Liability
  • Professional Liability
Adventure Tourism and Recreation Max Coverage CA$5M Min Premium CA$500
  • Bodily Injury
  • Commercial General Liability
Amateur Sports Max Coverage CA$5M Min Premium CA$500
  • Bodily Injury
  • Commercial General Liability
  • Sports Liability
Architects and Engineers Min Premium CA$790
  • Contents
  • Cyber
  • Equipment Breakdown
  • Professional Liability
Beautician, Spa and Wellness Max Coverage CA$5M Min Premium CA$285
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Medical Malpractice
  • Professional Liability
  • Property Damage
Builders Risk - Wood Frame Max Coverage CA$35M
  • Builders Risk
  • Commercial General Liability
Builders Risk - Wood-Frame Construction Max Coverage CA$50M
  • Builders Risk
  • Commercial General Liability
  • Environmental Liability
  • Property Damage
Commercial Automobile Fleets Max Coverage CA$5M
  • Commercial General Liability
Commercial Garage Auto Max Coverage CA$5M
  • Commercial General Liability
  • Legal Expenses
Commercial Hull and P&I
  • Marine
Commercial Marine Liabilities Min Premium CA$1K
  • Builders Risk
  • Legal Expenses
  • Marine
Condominiums Max Coverage CA$2M
  • Home
Contractors - Liability and Property Max Coverage CA$50M Min Premium CA$1K
  • Builders Risk
  • Commercial General Liability
Contractors Pollution Liability (GREENworks) - Annual Min Premium CA$2K
  • Commercial General Liability
  • Environmental Liability
  • Third-Party Damage
Contractors’ Equipment Property Max Coverage CA$3M
  • Builders Risk
Cyber Max Coverage CA$5M Min Premium CA$350
  • Business Interruption
  • Cyber
  • Property Damage
Daycare Package Max Coverage CA$5M Min Premium CA$385
  • Abuse Liability
  • Commercial General Liability
  • Professional Liability
  • Property Damage
Directors and Officers - For Profit / Private Companies Min Premium CA$2K
  • Business Interruption
  • Commercial General Liability
  • Damages and Fines
  • Directors and Officers Liability
  • Employers Liability
  • Financial Loss
  • Kidnap and Ransom
  • Legal Expenses
Directors and Officers - Non-Profit Groups Max Coverage CA$2M Min Premium CA$525
  • Directors and Officers Liability
Drone / UAV Max Coverage CA$10M Min Premium CA$380
  • Property Damage
  • Third-Party Damage
Environmental Engineers and Consultants Min Premium CA$750
  • Commercial General Liability
  • Environmental Liability
  • Professional Liability
Environmental Impairment Liability for Fixed Sites Min Premium CA$2K
  • Business Interruption
  • Commercial General Liability
  • Employers Liability
  • Environmental Liability
  • Financial Loss
  • Professional Liability
Environmental Impairment Liability for Storage Tank Min Premium CA$750
  • Bodily Injury
  • Environmental Liability
  • Financial Loss
  • Property Damage
  • Tenant Legal Liability
  • Third-Party Damage
Equipment Breakdown
  • Equipment Breakdown
Excess Professional Liability Max Coverage CA$10M
  • Professional Liability
  • Umbrella / Excess
Financial Planners / Investment Advisors Max Coverage CA$5M Min Premium CA$400
  • Business Interruption
  • Commercial General Liability
  • Professional Liability
Fitness Facilities Max Coverage CA$5M Min Premium CA$500
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Professional Liability
  • Property Damage
Food Truck / Refreshment Cart Max Coverage CA$5M Min Premium CA$400
  • Commercial General Liability
  • Cyber
  • Property Damage
General Commercial Property
  • Natural Disaster
  • Property Damage
Hard to Place Homeowners Max Coverage CA$2M
  • Home
Health and Beauty Manufacturers and Wholesalers Max Coverage CA$5M Min Premium CA$150
  • Commercial General Liability
  • Product Recall
  • Professional Liability
  • Property Damage
  • Umbrella / Excess
Healthcare Clinics and Facilities Max Coverage CA$1M
  • Commercial General Liability
  • Equipment Breakdown
  • Medical Malpractice
  • Property Damage
High Value Homes
  • Personal Liability
  • Property Damage
Hobby Clubs / Enthusiast Groups Max Coverage CA$5M Min Premium CA$400
  • Commercial General Liability
  • Financial Loss
  • Property Damage
  • Third-Party Damage
Hole-In-One Max Coverage CA$75K
  • Prize Indemnity
Home Sharing / Short-Term Rentals Max Coverage CA$2M
  • Home
Insurance Brokers and Agents (E&O) Min Premium CA$2K
  • Crime
  • Cyber
  • Professional Liability
IT Professionals Max Coverage CA$1M Min Premium CA$850
  • Commercial General Liability
  • Professional Liability
Jet Boats
  • Marine
Life Agents Max Coverage CA$5M Min Premium CA$475
  • Professional Liability
Marinas, Boat Dealers, Ship Repairers Min Premium CA$2K
  • Marine
Marine Pleasurecraft Min Premium CA$135
  • Marine
Mariners Choice
  • Marine
Media Professionals Min Premium CA$800
  • Commercial General Liability
  • Contents
  • Cyber
  • Employers Liability
  • Equipment Breakdown
  • Professional Liability
Medical Malpractice - Alternative Therapists Max Coverage CA$10K Min Premium CA$275
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Environmental Liability
  • Equipment Breakdown
  • Medical Malpractice
  • Tenant Legal Liability
Medical Malpractice – Assisted / Senior Care Facilities Max Coverage CA$100K
  • Discrimination and Harassment
  • Employers Liability
  • Medical Malpractice
Medical Practitioners Max Coverage CA$10K Min Premium CA$450
  • Commercial General Liability
  • Contents
  • Equipment Breakdown
  • Medical Malpractice
Mercantile Package Min Premium CA$550
  • Commercial General Liability
  • Property Damage
Miscellaneous Professional Min Premium CA$400
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Employers Liability
  • Equipment Breakdown
  • Professional Liability
Mobile Homes Max Coverage CA$2M Min Premium CA$300
  • Contents
  • Home
Mortgage Brokers Max Coverage CA$5M Min Premium CA$400
  • Commercial General Liability
  • Employers Liability
  • Professional Liability
Motorcycle (BC Only) Max Coverage CA$2K Min Premium CA$190
  • Auto Physical Damage
  • Property Damage
Multi-Standard Boat
  • Environmental Liability
  • Marine
  • Property Damage
Non-Profit Package Max Coverage CA$5M
  • Abuse Liability
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Professional Liability
  • Property Damage
Ocean / Air Cargo
  • Inland Marine
  • Marine
Off Road Vehicles (BC Only) Max Coverage CA$10K Min Premium CA$80
  • Auto Physical Damage
  • Property Damage
Personal Umbrella Liability Max Coverage CA$10M Min Premium CA$120
  • Defamation
  • Legal Expenses
  • Personal Liability
  • Umbrella / Excess
Platinum Yacht Max Coverage CA$2M
  • Environmental Liability
  • Financial Loss
  • Marine
  • Property Damage
Power Cruisers
  • Environmental Liability
  • Marine
  • Property Damage
Property in Storage Max Coverage CA$1M
  • Financial Loss
  • Property Damage
Protection Services Max Coverage CA$5M Min Premium CA$850
  • Business Interruption
  • Commercial General Liability
  • Employers Liability
  • Professional Liability
Recyclers Package
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Environmental Liability
  • Equipment Breakdown
  • Property Damage
Rehabilitation Clinics and Facilities Max Coverage CA$100K
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Medical Malpractice
  • Property Damage
  • Tenant Legal Liability
Rented Dwellings Max Coverage CA$2M
  • Financial Loss
  • Property Damage
Rooming Houses and Student Housing Max Coverage CA$2M
  • Property Damage
Seasonal Dwellings Max Coverage CA$2M
  • Financial Loss
  • Property Damage
Ski Boats, Runabouts
  • Marine
Small Boats Min Premium CA$95
  • Marine
Small Independent Marine Trades Min Premium CA$900
  • Commercial General Liability
  • Environmental Liability
  • Marine
  • Tenant Legal Liability
Special Events Liability Max Coverage CA$5M Min Premium CA$90
  • Commercial General Liability
  • Third-Party Damage
Tanning Salons Min Premium CA$500
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Cyber
  • Professional Liability
  • Property Damage
Tattoo and Piercing Artists Max Coverage CA$15K Min Premium CA$500
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Professional Liability
  • Tenant Legal Liability
Tenants Package Max Coverage CA$1M Min Premium CA$275
  • Contents
  • Home
Tiny Home - Primary and Seasonal Residence Max Coverage CA$2M Min Premium CA$250
  • Property Damage
Umbrella and Excess Liability Max Coverage CA$25M
  • Umbrella / Excess
Vacant – Land / Property Min Premium CA$500
  • Environmental Liability
  • Property Damage
  • Tenant Legal Liability
Vacant Dwellings Max Coverage CA$2M
  • Property Damage
Vacation Trailers Max Coverage CA$150K Min Premium CA$100
  • Personal Liability
  • Property Damage
Wrap-Up Liability Max Coverage CA$50M Min Premium CA$3K
  • Builders Risk
  • Business Interruption
  • Commercial General Liability
  • Professional Liability
Yacht and Sailing Clubs Min Premium CA$2K
  • Business Interruption
  • Commercial General Liability
  • Crime
  • Equipment Breakdown
  • Marine