Insurer claims falling ice is an “act of God”

Man has insurance claim denied after his vehicle suffers serious damage

Insurer claims falling ice is an “act of God”

Risk Management News

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When ice fell off the Calgary Catholic District School Board’s downtown building and on to a man’s parked car, the incident was an “act of God” according to Traveller’s Insurance, which insures the board.

In February, Tyler Tailby was at the building for an appointment and had parked next to it.

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He returned to find the hood of his vehicle significantly dented above the wheel.

Tailby said he told the building manager, who came out and took pictures of the scene, that there were no signs warning of falling ice.

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The bill to fix Tailby’s car is $2,500.

The auto insurance provider for Tailby, Wawanesa, said proving the Calgary Catholic District School Board did anything wrong is unlikely.

The school board now has signs warning of falling ice around its buildings, and denies negligence.

Though Tailby was warned prior to parking about the falling ice, he believed that because it was an ongoing issue, Travellers should have to pay.  


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