Terence D. Cairns, Wilson M. Beck Insurance Services

Terence D. Cairns, Wilson M. Beck Insurance Services

Vice-president, commercial lines
WILSON M. BECK INSURANCE SERVICES

Six years ago, Terence Cairns began his insurance journey in the mailroom and in technical support and producer roles in the personal lines department of Action Insurance Group. From there, he moved into commercial brokering, followed by marketing and various leadership roles that culminated in him becoming an owner/shareholder of Action Insurance Group. At the end of 2019, he moved to Wilson M. Beck Insurance Services, where he is a business insurance advisor and broker.

“I do it all and whatever it takes for my clients, partners and organization,” Cairns says. That includes focusing on medium- and large-scale risks in the construction, energy and hospitality sectors; offering niche coverage such as international and US placement for domiciled Canadian businesses; and providing specialty coverages ranging from D&O to contractor’s pollution liability.

“I won’t be outworked by anyone,” Cairns says. “I read a ton. If I don’t know something, I will read until I become an expert. I have major drive. My customers are insanely special, and they are treated with ultimate care and professionalism.”