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Crime Insurance Products

Compare 115 products offered for Crime Insurance from 53 companies including Berkshire Hathaway Specialty Insurance, Covéa Insurance, and AXA XL.

Our Insurance Comparison Tool allows you to pick the best Crime Liability policy by comparing every plan offered by Canada's leading insurance providers. The Frequently Asked Questions can help you see if this coverage area is right for you.

Compare Crime Insurance Policies

Products 21 to 30 of 115
Product name Max Coverage Min Premium Exclusions
Management Liability by Tempo Underwriting Max Coverage GBP10M Min Premium N/A
  • liability-heavy financial institutions
  • listed airlines
  • listed pharmaceutical companies
  • listed telecommunication companies
  • risks domiciled in North America, Caribbean, South America, Israel, New Zealand and Switzerland

more details
CrimeSure® by Ironshore Max Coverage EUR20M Min Premium N/A

more details
CorporateGuard - Investment Management by AIG Max Coverage US$25M Min Premium N/A

more details
Financial Lines by W/R/B Underwriting Max Coverage GBP15M Min Premium N/A

more details
Financial Institutions by Brit Max Coverage GBP15M Min Premium N/A

more details
Financial Lines by Neon Underwriting Max Coverage US$30M Min Premium N/A

more details
Management Liability Solutions by Axis Capital Max Coverage N/A Min Premium N/A

more details
Financial Institutions by Liberty Specialty Markets Max Coverage GBP15M Min Premium N/A
  • corporate service providers (primary layer)
  • trust companies (primary layer)
  • USA

more details
Directors and Officers by Liberty Specialty Markets Max Coverage US$25M Min Premium N/A

more details
Management Liability by Sompo International Max Coverage GBP15M Min Premium N/A
  • financial institutions
  • USA / Canada

more details


Frequently Asked Questions

(click to expand)

What Is Crime Insurance?

Also known as Commercial Crime, Employee Dishonesty or Employee Infidelity, Crime insurance covers businesses and organizations from financial losses incurred from various acts of theft, forgery, and fraudulent activities.

Additionally, Crime insurance can also provide protection in the event of a non-material loss that cannot be replaced – confidential business information, or records stored on a stolen business computer.

Who Needs Crime Insurance?

Any company that has employees handling confidential and financial information should purchase Crime insurance, especially as criminal acts from employees, vendors or third parties are not necessarily covered by a Commercial General Liability insurance policy.

While a business of any size would benefit from a Crime insurance policy, small businesses are particularly at risk as they may lack the security and resources of larger firms.

What Does Crime Insurance Cover?

Crime insurance provides cover for employee fraud, dishonesty and fraudulent acts committed by third parties.

Particular fraudulent acts covered include
  • employee theft and/or dishonesty
  • theft of clients’ property
  • vendor theft
  • forgery and/or alterations
  • money and securities
  • counterfeit currency
  • identity fraud
  • telephone toll fraud
  • social engineering
  • third party computer and funds transfer fraud
  • payments of loss investigation fees

What Is Not Included In Crime Insurance?

Unlike most other insurance policies, Crime insurance is designed to cover gaps such as intentional and illegal acts – as long as they are performed by an employee of the company in a financial capacity and not the policyholder.

In the context of Crime insurance, ‘crime’ refers to theft and forgery, rather than workplace acts of violence. Some Crime insurance packages may include things such as Kidnap and Ransom, but generally non-material losses caused by external events like war or destruction by the authorities are not included.

How Much Does Crime Insurance Cost?

A Crime insurance policy will be calculated depending on the following:
  • size of the company
  • number of employees
  • company revenue
  • security systems
  • valuable contents

A fidelity bond to cover a criminal act will be determined by how much a company can afford to lose.

We spoke to Patrick Bourk, National Practice Leader at Integro, about when it would be appropriate for a company to have a stand-alone Crime package.