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Contents Insurance Products

Compare 387 products offered for Contents Insurance from 86 companies including Liberty Specialty Markets, APC Underwriting, and Newline Group.

Our Insurance Comparison Tool allows you to pick the policy that's right for you by displaying every Contents plan offered by Canada's leading insurance providers. If you have questions about this coverage area, check out our Frequently Asked Questions.

Compare Contents Insurance Policies

Products 31 to 40 of 387
Product name Max Coverage Min Premium Exclusions
Thatch Owners Home by Pen Underwriting Max Coverage GBP1M Min Premium N/A


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Caravan Park and Chalet Park by Camberford Law plc Max Coverage GBP5M Min Premium N/A


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Individual Caravan, Chalet, Mobile Home by Camberford Law plc Max Coverage GBP5M Min Premium N/A


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Office by Barbican Protect Max Coverage N/A Min Premium GBP125


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Zurich Private Clients by Zurich UK Max Coverage GBP20M Min Premium N/A


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Right Dress Kit and Home by Towergate Insurance Max Coverage GBP10M Min Premium N/A


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Right Dress Basic+ by Towergate Insurance Max Coverage GBP2M Min Premium N/A


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Caravan, Camping and Park Home Site by Thames Underwriting Ltd Max Coverage GBP10M Min Premium GBP350


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Shops by RSA Insurance Group plc Max Coverage GBP2M Min Premium N/A


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Retreat by Plum Underwriting Ltd Max Coverage GBP10M Min Premium N/A


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Frequently Asked Questions

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What is Contents Insurance?

Contents (or personal property) insurance provides coverage for personal items or tangible property situated inside a home, office or building. Contents insurance covers risks such as loss, theft or damage so that items can either be repaired, replaced or reimbursed.

Who Needs Contents Insurance?

Any homeowners who have valuable possessions that are not permanently attached to the structure of a house are advised to buy Contents insurance.

Some Home insurance policies automatically include contents either as part of the coverage or as an add-on. However for those who do not own their own home, such as tenants, or landlords renting, Contents insurance is available as a standalone product.

Anyone who owns any of the following items would benefit from Contents insurance:

  • Jewellery
  • Expensive electrical equipment (e.g. televisions, laptop computers, stereo equipment, projectors, mobile devices)
  • Clothing
  • Furniture
  • Carpets
  • Antiques
  • Ornaments
  • Any other valuable items

There are now certain Contents insurance policies which specialize in high value homes and their high value contents including:

  • Wine collections
  • Fur items
  • Silverware
  • Paintings
  • Coin collections
  • Car collections
  • High-priced jewellery

Some Contents insurance policies also include items located in outbuildings, such as garden and sports equipment.

Freezer contents can also be considered if a fridge or freezer breaks down and causing spoilage to the items inside.

Depending on the Contents insurance policy, extra services such as locksmiths, key replacements and emergency repairs by a plumber, electrician or tradesman may also be included.

What Does Contents Insurance Cover?

Contents insurance will cover the following:
  • Stolen property in cases of theft or a burglary
  • Fire damage
  • Water damage in cases of leaks, floods or storms
  • Natural disasters
  • Vandalism or malicious damage
  • Theft or burglary
  • Accidental damage

What Is Not Included In Contents Insurance?

There are certain types of loss or damage not covered by most general Contents insurance policies, including:
  • Gradual wear and tear
  • Building structures
  • Deliberate or self-inflicted damage
  • Lost or stolen items a certain distance beyond the insured property
  • Types of water damage (some insurance policies only include sewer backup and not groundwater/overland flooding
  • Damage caused by DIY gone wrong
  • Damage to computers caused by viruses or cyber hacking

How Much Does Contents Insurance Cost?

Contents insurance can be priced in two different ways:

  • a single item limit
  • a total amount for all valuables

Premiums will be determined based on the value of the single item or total value of the items insured. The cost of personal property should be valued as if being replaced new, however overestimating the value of the goods will affect the price of the premium.

It is also important not to undervalue items as this will result in being underinsured and having to fork out more money to cover the excess costs.