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Sports Liability Insurance Products

Compare 12 products offered for Sports Liability Insurance from 7 companies including Miller Insurance Services LLP, Equine and Livestock Insurance Company Ltd., and Towergate Insurance.

Our Insurance Comparison Tool allows you to pick the policy that's right for you by comparing every plan offered by Canada's leading providers. At a loss? Our Frequently Asked Questions can explain Sports Liability in greater detail.

Compare Sports Liability Insurance Policies

Products 1 to 10 of 12
Product name Max Coverage Min Premium Exclusions
Cricket Club by Owzat Insure Max Coverage GBP10M Min Premium N/A
  • change in temperature, colour, flavour, texture or finish
  • damage due to changes in the water table level, frost or by subsidence, ground heave or landslip
  • loss caused by a person lawfully on the premises
  • loss from any building incapable of being locked or any open space, yard or garden
  • subsidence, ground heave and landslip
  • wear and tear

more details
Military Winter Sports by Towergate Insurance Max Coverage GBP2M Min Premium N/A

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Golf by Equine and Livestock Insurance Company Ltd. Max Coverage GBP3M Min Premium GBP24

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Sports Leisure and Entertainment by Chubb Max Coverage N/A Min Premium N/A

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Long Stay Travel by Towergate Insurance Max Coverage GBP5M Min Premium N/A

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Sports by Ironshore Max Coverage US$25M Min Premium N/A

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Towergate Travelcare by Towergate Insurance Max Coverage GBP10M Min Premium N/A

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Travel by Towergate Insurance Max Coverage GBP10M Min Premium N/A

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Skydiving by Towergate Insurance Max Coverage GBP10M Min Premium N/A

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Military Adventure Training by Towergate Insurance Max Coverage GBP10M Min Premium N/A

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Frequently Asked Questions

(click to expand)

What Is Sports Liability Insurance?

Sports Liability insurance provides comprehensive financial coverage for sport-related activities and businesses. As organizing and playing sports comes with a wide range of potential risks, any insurance needs to be broad and encompassing to be able to cover any eventualities sufficiently.
As there are many components that are involved in sport and sport-related activities some insurers may separate or categorise their Sport Liability offerings:

  • Sports business insurance
  • Sports coaches insurance
  • Sports club insurance
  • Sports event insurance

Who Needs Sports Liability Insurance?

Insuring sport can range from covering the organisation of a sporting event to the players participating, and everything in between. This makes the scope of cover quite broad as well as those who require it, including:

  • Sports clubs
  • Sports facilities
  • Sports coaching business
  • Individual sports coaches
  • Sports event organizers
  • Sports participants
  • Sports sponsors
  • Volunteers at sporting events

What Does Sports Liability Insurance Cover?

Insuring a sporting event can be complicated as there are multiple risks involved. From the safety of a venue, the health of the player and the business aspects of running a team, Sports Liability can have a wide scope of cover. Typical risks covered by Sports Liability insurance include:

  • Public liability
  • Professional liability
  • Third party damage
  • Employers’ liability
  • Event cancellation
  • Sports accident
  • Sports equipment
  • Spectator injuries

What Is Not Included In Sports Liability Insurance?

While Sports Liability insurance policies aim to be all-encompassing, there is one particular exclusion that is problematic to most relevant policies. If there is an ‘athletic or sports participant’ exclusion then any bodily injury sustained by a person practicing or participating in a sporting event will not be covered.

Some high-risk sports such as motor racing, sailing and flying also regularly appear in exclusion lists. Ensure that any specific sports or sporting activities are included where necessary as well as any details regarding medical fees for sports participants.

How Much Does Sports Liability Insurance Cost?

The price of Sports Liability insurance will be determined from the following:

  • Size of the venue
  • Location of the venue
  • Type of sport
  • Number of participants and/or spectators
  • Value of the sports club
  • Claims history of the sports club or team

We spoke to Neil Felder, a Risk and Insurance Consultant at PROLINK, about the ins and outs of how to insure sports-related businesses from leagues to gyms and beyond.