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APC Underwriting

APC Underwriting was founded in 1993 and is recognised as being one of the UK market leaders in underwriting SME commercial and liability business. We employ highly experienced staff dealing with over 1000 brokers throughout the UK.

APC is a traditional MGA based in the City of London. We are a recommended insurer for a number of selected broker networks and franchises. We focus on the needs of brokers and give them the support to survive and thrive in an ever increasing competitive market. Our extensive knowledge and experience in UK commercial and liability business has enabled us to obtain highly comprehensive binding authorities from well established ‘A’ rated insurers.

Our brokers have guaranteed access to our in house underwriters and other key individuals within the business, each of whom have the power to make instant decisions thus enabling our broker relationships to grow and strengthen. No matter how advanced we are in the technology sector, we will never step away from having an old fashioned flexible underwriting approach towards business. We believe traditional business ethics should always come first and our systems will never overtake the personal relationships we build with our brokers.
Product name Max Coverage Min Premium
Cleaning Contractors Max Coverage GBP10M
  • Employers Liability
  • Financial Loss
  • Product Liability
  • Public Liability
Commercial Combined Max Coverage GBP10M
  • Contents
  • Legal Expenses
  • Product Liability
  • Public Liability
Commercial Let Max Coverage GBP10M
  • Contents
  • Legal Expenses
  • Property Damage
  • Tenant Legal Liability
  • War and Terrorism
Estate and Letting Agents Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Product Liability
  • Professional Liability
  • Property Damage
  • Public Liability
Excess of Loss Max Coverage GBP20M
  • Professional Liability
Excess of Loss Liability Max Coverage GBP35M
  • Employers Liability
  • Product Liability
  • Public Liability
General Contractors Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Public Liability
Hotels and Guesthouses Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Public Liability
Liability Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Public Liability
Mortgage, Loan and Non-Investments Contracts PI Max Coverage GBP3M Min Premium GBP200
  • Contents
  • Cyber
  • Defamation
  • Professional Liability
Offices and Surgeries Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Public Liability
Professional Indemnity Combined Max Coverage GBP2M
  • Defamation
  • Legal Expenses
  • Professional Liability
Professional Indemnity Primary Max Coverage GBP5M
  • Defamation
  • Professional Liability
Property Max Coverage GBP10M
  • Contents
Property Investors for Acturis Max Coverage GBP10M
  • Legal Expenses
  • Property Damage
Residential Let Max Coverage GBP10M
  • Contents
  • Legal Expenses
  • Property Damage
  • Tenant Legal Liability
Restaurants and Cafes Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Public Liability
Shopkeepers Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Public Liability
Takeaways Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Public Liability
Tradesmen Max Coverage GBP1M
  • Product Liability
  • Public Liability