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Focus

Focus is based in Wokingham with over 20 staff. We view the brokers we work with, our sole method of distribution, as partners. We don’t sell direct.

Our regular research with brokers tells us that we are highly regarded by those we work with. Indeed, in the most recent research conducted on our behalf independently, brokers described us as accommodating, accurate, fast, flexible, friendly, helpful and reliable. But, most importantly, they regard us as experts in construction and they especially like the fact that they can talk to us. We have also developed other commercial combined products for other trades. We believe in the importance of delivering a ‘human’ service (and the flexibility that ensures) and providing brokers with a named contact. This obviously works, as one broker said, “It’s wonderful to be able to pick up the phone and talk to somebody”.

However, our belief in the importance of ‘human service’, doesn’t mean that we neglect the benefits of technology. We harness technology to help maintain fast and accurate service delivery, whilst maintaining flexibility. We have ambitious growth targets but ones we believe that we can achieve through organic growth, product enhancement/extension, launching new products and focusing on supporting our limited agency base of brokers. However, the company will remain focused on the delivery of an excellent service.

Focus is highly respected by our insurer partners and a founder member of the Managing General Agents’ Association.
Product name Max Coverage Min Premium
Building and Allied Trades
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
Buildings and Property
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Property Damage
  • Umbrella / Excess
Business Combined
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
Business Computers Max Coverage GBP100K Min Premium GBP250
  • Equipment Breakdown
  • Financial Loss
Contractors All Risk Max Coverage GBP10M Min Premium GBP500
  • Builders Risk
  • Professional Liability
  • Property Damage
Contractors Excess Loss Max Coverage GBP20M Min Premium GBP450
  • Employers Liability
  • Product Liability
  • Public Liability
  • Umbrella / Excess
Contractors Liability Max Coverage GBP10M
  • Builders Risk
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Product Liability
  • Public Liability
Design and Construct PI Max Coverage GBP5M
  • Builders Risk
  • Cyber
  • Defamation
  • Employers Liability
  • Financial Loss
  • Professional Liability
  • Public Liability
Excess Loss PL / Products and EL Max Coverage GBP20M
  • Builders Risk
  • Employers Liability
  • Product Liability
  • Public Liability
  • Umbrella / Excess
Group Personal Accident Max Coverage GBP30K
  • Bodily Injury
  • Life
Hazardous Location Liability Max Coverage GBP10M
  • Employers Liability
  • Public Liability
High Risk Liability Max Coverage GBP10M
  • Builders Risk
  • Employers Liability
  • Product Liability
  • Public Liability
  • Umbrella / Excess
Home Workers
  • Business Interruption
  • Contents
  • Employers Liability
  • Inland Marine
  • Legal Expenses
  • War and Terrorism
JCT 6.5.1
  • Builders Risk
  • Employers Liability
  • Legal Expenses
  • Property Damage
Larger Contractors Combined Max Coverage GBP10M
  • Builders Risk
  • Employers Liability
  • Legal Expenses
  • Product Liability
  • Public Liability
Legal Expenses
  • Employers Liability
  • Legal Expenses
  • Property Damage
Manufacturing Premises
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
  • War and Terrorism
Non-Standard Trades
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
  • War and Terrorism
Office
  • Business Interruption
  • Contents
  • Employers Liability
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Professional Liability
  • Property Damage
  • Public Liability
Offices and Retail Shops Package
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Inland Marine
  • Legal Expenses
  • Product Liability
  • Property Damage
  • War and Terrorism
Performance Bonds
  • Bonds and Surety
Personal Accident Max Coverage GBP30K
  • Bodily Injury
  • Life
Professional Indemnity Max Coverage GBP10M
  • Cyber
  • Defamation
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Professional Liability
  • Public Liability
Property Owners
  • Employers Liability
  • Legal Expenses
  • Property Damage
  • War and Terrorism
Public Employers Liability Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Unoccupied Property
  • Legal Expenses
  • Property Damage