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Islands Insurance

The Islands Insurance Group was established in 1978 to provide professional insurance underwriting and broking of the highest standards. Since then we have grown consistently, partly through client recommendation and professional introduction and partly by planned acquisitions, but have never lost sight of our guiding principles.

The Group was acquired by the National Farmers Union Mutual Insurance Society Limited (NFU Mutual) in 1987 which gave extra momentum to its success and growth. The Group trading companies are M J Touzel (Insurance Brokers) Limited in Jersey (which started trading in the 1960s) and The Islands’ Insurance Brokers Limited in Guernsey and Alderney (commenced 1978). The Group now employs over 100 staff and operates from offices in Jersey, Guernsey and Alderney.

As one of the Channel Islands leading insurance broking organisations we serve a wide range of corporate businesses, including professional practices, financial institutions, and local companies as well as islanders. Our association with NFU Mutual in the UK offers access to a nationwide network of offices and experience.

Today's continually changing environment has placed increased demands on businesses and individuals alike. As a consequence, professional advice has never been so important. The group re-branded as islands in 2016 to highlight its emphasis on providing local service tailored for its customers in the Channel Islands.
Product name Max Coverage Min Premium
Business
  • Bodily Injury
  • Builders Risk
  • Business Interruption
  • Contents
  • Employers Liability
  • Inland Marine
  • Product Liability
  • Property Damage
  • Public Liability
  • Travel
Car Max Coverage GBP25M
  • Auto Physical Damage
  • Legal Expenses
Collectors Vehicle
  • Auto Physical Damage
  • Legal Expenses
Commercial Vehicle Max Coverage GBP5M
  • Auto Physical Damage
  • Legal Expenses
  • Public Liability
Farming
  • Contents
  • Employers Liability
  • Farm Liability
  • Financial Loss
  • Public Liability
Fishing and Commercial Vessels Max Coverage GBP3M
  • Legal Expenses
  • Marine
Goods in Transit
  • Inland Marine
  • Marine
Horse and Rider Max Coverage GBP3M
  • Animal Mortality
  • Personal Liability
Marine Traders
  • Contents
  • Employers Liability
  • Equipment Breakdown
  • Product Liability
  • Property Damage
  • Public Liability
Motor Fleet Max Coverage GBP20M
  • Auto Physical Damage
  • Public Liability
Motorboats, Sports Boats and RIBs Max Coverage GBP3M
  • Legal Expenses
  • Marine
Motorcycle Max Coverage GBP25M
  • Auto Physical Damage
  • Legal Expenses
Premier Home Max Coverage GBP10M
  • Contents
  • Home
  • Legal Expenses
Prestige Home Max Coverage GBP10M
  • Contents
  • Legal Expenses
  • Property Damage
  • Public Liability
Professional Indemnity
  • Professional Liability
Property Owners Max Coverage GBP5M
  • Contents
  • Employers Liability
  • Financial Loss
  • Product Liability
  • Property Damage
Special Events
  • Contents
  • Event Cancellation
  • Public Liability
Tradesman Combined Max Coverage GBP50K
  • Bodily Injury
  • Builders Risk
  • Business Interruption
  • Contents
  • Employers Liability
  • Equipment Breakdown
  • Financial Loss
  • Inland Marine
  • Product Liability
  • Property Damage
  • Public Liability
  • Travel
Travel Max Coverage GBP5M
  • Legal Expenses
  • Life
  • Personal Liability
  • Travel
Treasured Possessions Cover
  • Contents
Yachts / Sailing Boats Max Coverage GBP3M
  • Legal Expenses
  • Marine