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Pen Underwriting

Pen Underwriting was formed from an amalgamation of a dozen or so different brands. Over the past few years we’ve been getting everything in order and creating a single way of working. At the heart of our culture is our sense of who we are: Pen is an underwriting business led by underwriters. But we are more than just an underwriting business; we are a virtual insurer, offering the security you would expect from an established insurer, with the innovation, niche expertise and flexibility that MGAs are known for.

We’re already as big as a mid-sized Lloyd’s syndicate, and with the critical mass and the ability to invest in our business, we are growing fast. We may be a big business (£500 million GWP to be precise), but Pen is still very much the new kid on the block.
Product name Max Coverage Min Premium
Blocks of Flats Max Coverage GBP10M
  • Property Damage
Chemical Industries
  • Business Interruption
  • Employers Liability
  • Financial Loss
  • Product Liability
  • Product Recall
  • Professional Liability
  • Public Liability
Collectibles
  • Contents
Commercial Combined Max Coverage GBP5M
  • Employers Liability
  • Financial Loss
  • Product Liability
  • Property Damage
  • Public Liability
Computers Insurance for Hazardous and Environmental Industries
  • Cyber
  • Equipment Breakdown
Construction
  • Builders Risk
  • Employers Liability
  • Equipment Breakdown
  • Legal Expenses
  • Product Liability
  • Public Liability
  • War and Terrorism
D&O for Hazardous and Environmental Industries
  • Directors and Officers Liability
Directors' and Officers' Max Coverage GBP5M
  • Directors and Officers Liability
Drainage, Jetting and Environmental Contractors
  • Employers Liability
  • Product Liability
  • Public Liability
e-Solutions Max Coverage GBP1M
  • Contents
  • Legal Expenses
  • Property Damage
Excess of Loss - Professional Indemnity Max Coverage GBP15M
  • Umbrella / Excess
Excess of Loss - Public and Employers Liability
  • Employers Liability
  • Public Liability
  • Umbrella / Excess
Goods in Transit - Hazardous Industries
  • Environmental Liability
  • Inland Marine
Holiday Homes
  • Contents
  • Home
Mid-Net Worth Homes
  • Contents
  • Home
Motor Fleet for Hazardous Industries Max Coverage GBP50M
  • Bodily Injury
  • Environmental Liability
  • Legal Expenses
  • Third-Party Damage
Non-Standard Homes
  • Contents
  • Home
  • Property Damage
Overseas Home
  • Contents
  • Home
Personal Leisure
  • Contents
  • Home
Petrochemicals
  • Business Interruption
  • Employers Liability
  • Financial Loss
  • Product Liability
  • Public Liability
Premier Home Max Coverage GBP3M
  • Contents
  • Home
  • Property Damage
Print Max Coverage GBP10M
  • Defamation
  • Equipment Breakdown
  • Financial Loss
  • Legal Expenses
  • Product Liability
  • Public Liability
Professional Indemnity - General Professionals Max Coverage GBP15M
  • Professional Liability
Professional Indemnity - Run-off Max Coverage GBP2M
  • Professional Liability
Professional Indemnity - Solicitors Max Coverage GBP3M
  • Professional Liability
Property Investors Max Coverage GBP10M
  • Contents
  • Property Damage
Property Owners Max Coverage GBP5M
  • Contents
  • Employers Liability
  • Financial Loss
  • Legal Expenses
  • Property Damage
Recruitment Max Coverage GBP25M Min Premium GBP100
  • Business Interruption
  • Directors and Officers Liability
  • Employers Liability
  • Legal Expenses
  • Product Liability
  • Professional Liability
  • Public Liability
Residential Let Property
  • Contents
  • Property Damage
Residential Property Investors Max Coverage GBP5M
  • Property Damage
Roofers and Scaffolders Max Coverage GBP10M
  • Employers Liability
  • Professional Liability
  • Public Liability
SME Max Coverage GBP15M
  • Commercial General Liability
  • Property Damage
Specialist Home Max Coverage GBP1M
  • Contents
  • Property Damage
Thatch Owners Home Max Coverage GBP1M
  • Contents
  • Property Damage
Unoccupied and Non-Standard Residential Property
  • Property Damage
Unoccupied Commercial Property Max Coverage GBP3M
  • Property Damage
Unoccupied Home Max Coverage GBP500K
  • Contents
  • Property Damage