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Pulse Insurance Ltd

Pulse Insurance specialise in life Insurance and other covers, often for those who are declined by mainstream insurers. We find cover for people who have serious medical conditions, work in hazardous occupations and/or in dangerous environments or who enjoy hazardous leisure pursuits. Any of these factors can add risk and so make finding cover more difficult and sometime impossible. We also help those who need insurance with high sums assured, residency outside their country of domicile, very short- or long-term duration cover and with specialised policies such as gift inter vivos, relevant life, high-risk group covers, voice insurance or a uniquely pre-underwritten HIV cover. The expert team at Pulse offer you a friendly and professional and determined service.

Pulse is regulated and authorised by the Financial Conduct Authority and is a Coverholder at Lloyd's.

Since 1998, Pulse has offered a trustworthy, experienced, resourceful service to intermediaries and individuals. We talk to our policyholders or their advisers to understand their aims and challenges. Every enquiry is treated as bespoke, handled personally by our expert team and not just accepted or rejected by some anonymous computer system. We communicate daily and directly with expert underwriters at Lloyd’s of London and outside Lloyd's to ensure that the premium and the cover are suitable for you.
Product name Max Coverage Min Premium
Gift Inter Vivos (GIV)
  • Life
Group Life Insurance
  • Life
Income Replacement
  • Bodily Injury
  • Fiduciary Liability
Personal Accident
  • Bodily Injury
Positive Life Max Coverage GBP50K
  • Life
Relevant Life
  • Life
Segue Voice Max Coverage GBP50K
  • Bodily Injury
Short Term Life Insurance
  • Life