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Towergate Insurance

Towergate began its journey in 1997 and since then we have acquired over 300 specialist insurance companies that make us who we are today. Whilst Towergate may have only recently celebrated its 20th birthday, many of the companies we acquired have long and rich histories that continue to provide expertise and customer service.
Product name Max Coverage Min Premium
Backpacker Travel Max Coverage GBP1M
  • Bodily Injury
  • Personal Liability
  • Travel
Bar Max Coverage GBP10M
  • Business Interruption
  • Contents
  • Employers Liability
Beach Hut
  • Contents
  • Property Damage
Beauty Max Coverage GBP5M Min Premium GBP41
  • Product Liability
  • Professional Liability
  • Public Liability
Bed And Breakfast Max Coverage GBP2M
  • Contents
  • Financial Loss
  • Home
  • Third-Party Damage
Block of Flats
  • Contents
  • Property Damage
Breweries Max Coverage GBP10M
  • Equipment Breakdown
  • Inland Marine
  • Product Liability
  • Product Recall
  • Public Liability
Bricklayers Min Premium GBP63
  • Builders Risk
  • Public Liability
Builders Max Coverage GBP10M Min Premium GBP99
  • Builders Risk
  • Public Liability
Camera Max Coverage GBP5M
  • Contents
  • Equipment Breakdown
  • Professional Liability
  • Third-Party Damage
  • Travel
Canoes and Kayaks Max Coverage GBP10M
  • Crime
  • Property Damage
  • Public Liability
  • Third-Party Damage
Car Hire Excess Max Coverage GBP1M
  • Auto Physical Damage
  • Crime
  • Umbrella / Excess
Caravan Park and Campsite Max Coverage GBP10M
  • Business Interruption
  • Contents
  • Employers Liability
  • Property Damage
  • Public Liability
Care Home Max Coverage GBP10M
  • Business Interruption
  • Contents
  • Medical Malpractice
Carpenters Max Coverage GBP10M Min Premium GBP71
  • Employers Liability
  • Product Liability
  • Public Liability
Caterers
  • Product Liability
Catering Van and Catering Trailer Max Coverage GBP10M
  • Auto Physical Damage
Charity Max Coverage GBP2M
  • Business Interruption
  • Contents
  • Employers Liability
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
Chauffeur
  • Auto Physical Damage
  • Third-Party Damage
Chiropodists and Podiatrists Max Coverage GBP1M
  • Product Liability
  • Professional Liability
  • Public Liability
Coach and Bus
  • Auto Physical Damage
  • Bodily Injury
  • Directors and Officers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Commercial Combined
  • Business Interruption
  • Contents
  • Crime
  • Equipment Breakdown
  • Inland Marine
  • Property Damage
Commercial Property Owners
  • Crime
  • Employers Liability
  • Property Damage
Competition Car Max Coverage GBP150K
  • Auto Physical Damage
Complementary Therapist Max Coverage GBP3M
  • Employers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Construction
  • Builders Risk
  • Environmental Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Converted Property
  • Property Damage
Cyber Liability
  • Business Interruption
  • Cyber
Dental Laboratory Max Coverage GBP4M
  • Business Interruption
  • Contents
  • Employers Liability
  • Equipment Breakdown
  • Property Damage
Dental Nurse Max Coverage GBP250K
  • Legal Expenses
  • Medical Malpractice
Dental Practice Max Coverage GBP5M
  • Medical Malpractice
  • Property Damage
  • Public Liability
Directors and Officers Liability
  • Directors and Officers Liability
Domiciliary Care Max Coverage GBP10M
  • Medical Malpractice
  • Professional Liability
  • Public Liability
Driving Instructor Max Coverage GBP10M
  • Auto Physical Damage
  • Legal Expenses
  • Professional Liability
  • Public Liability
DSS Landlord
  • Contents
  • Property Damage
  • Tenant Legal Liability
Electricians Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Employers' Liability Max Coverage GBP10M Min Premium GBP250
  • Employers Liability
Farm
  • Farm Liability
Flat Roof Home
  • Home
  • Property Damage
Fleet Max Coverage GBP10M
  • Auto Physical Damage
Flood Risk
  • Contents
  • Natural Disaster
  • Property Damage
Foster Home
  • Contents
  • Property Damage
Garden Centre
  • Commercial General Liability
  • Employers Liability
  • Public Liability
Gas Fitters Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Public Liability
Gurkha Family Medical Expenses Max Coverage GBP100K
  • Bodily Injury
Gym Max Coverage GBP10M
  • Business Interruption
  • Employers Liability
  • Public Liability
Hairdressers Max Coverage GBP5M
  • Business Interruption
  • Equipment Breakdown
  • Public Liability
Handyman Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Public Liability
HGV Driving School
  • Auto Physical Damage
  • Third-Party Damage
HMO Landlord
  • Contents
  • Property Damage
Holiday Homes Max Coverage GBP10M
  • Contents
  • Home
Home
  • Contents
  • Home
Home Business Max Coverage GBP2M
  • Contents
  • Property Damage
Home Renovation
  • Property Damage
Home With a CCJ
  • Home
Home with a Criminal Conviction
  • Home
  • Personal Liability
  • Property Damage
Home With Previous Claims
  • Contents
  • Home
  • Property Damage
Horse Max Coverage GBP1M
  • Animal Mortality
  • Crime
  • Public Liability
Horse Trailer Max Coverage GBP20K
  • Auto Physical Damage
  • Contents
Horsebox
  • Crime
Hospice Max Coverage GBP5K
  • Cyber
  • Medical Malpractice
Hotel and Guesthouse
  • Business Interruption
  • Legal Expenses
  • Property Damage
  • Public Liability
HR and Training Consultants Max Coverage GBP5M
  • Defamation
  • Product Liability
  • Professional Liability
  • Public Liability
Hypnotherapists Max Coverage GBP1M
  • Product Liability
  • Professional Liability
  • Public Liability
Landlord
  • Contents
  • Financial Loss
  • Property Damage
Learner Drivers
  • Auto Physical Damage
  • Umbrella / Excess
Leisure Home
  • Contents
  • Property Damage
  • Public Liability
Life Coaches Max Coverage GBP1M
  • Legal Expenses
  • Product Liability
  • Professional Liability
  • Public Liability
Listed Property
  • Legal Expenses
  • Property Damage
Locum Max Coverage GBP25K
  • Bodily Injury
Lodgers
  • Property Damage
Long Stay Travel Max Coverage GBP5M
  • Bodily Injury
  • Sports Liability
  • Travel
Massage Therapist Max Coverage GBP5M
  • Product Liability
  • Professional Liability
  • Public Liability
Mediators Max Coverage GBP5M
  • Professional Liability
Medical Indemnity
  • Medical Malpractice
Mid to High Net Worth
  • Contents
  • Home
Military Adventure Training Max Coverage GBP10M
  • Bodily Injury
  • Sports Liability
Military Personal Accident Max Coverage GBP80K
  • Bodily Injury
Military Winter Sports Max Coverage GBP2M
  • Personal Liability
  • Sports Liability
Minibus Max Coverage GBP10M
  • Auto Physical Damage
Mobility Car Max Coverage GBP20M
  • Auto Physical Damage
Motorhome and Caravan Dealer Max Coverage GBP10M
  • Employers Liability
  • Product Liability
  • Public Liability
Multi Property Landlord Max Coverage GBP5K
  • Builders Risk
  • Financial Loss
  • Property Damage
Narrowboat Max Coverage GBP100K
  • Contents
  • Legal Expenses
  • Marine
  • Public Liability
  • Third-Party Damage
  • Umbrella / Excess
Nightclub Max Coverage GBP10M
  • Contents
  • Employers Liability
  • Public Liability
NLP Practitioners Max Coverage GBP5M
  • Product Liability
  • Professional Liability
  • Public Liability
Non Standard Construction
  • Legal Expenses
  • Property Damage
Nursery Max Coverage GBP5M
  • Business Interruption
  • Product Liability
  • Professional Liability
  • Public Liability
Office
  • Business Interruption
  • Contents
  • Cyber
  • Employers Liability
  • Professional Liability
  • Public Liability
Optician Max Coverage GBP4M
  • Employers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Over 65s Travel Max Coverage GBP10M
  • Bodily Injury
  • Travel
Park Home Max Coverage GBP250K
  • Contents
  • Home
  • Legal Expenses
Personal Trainer Max Coverage GBP5M
  • Product Liability
  • Professional Liability
  • Public Liability
Pet Business Max Coverage GBP10M Min Premium GBP85
  • Animal Mortality
  • Commercial General Liability
Pharmacy Max Coverage GBP750K
  • Contents
  • Financial Loss
  • Legal Expenses
  • Product Recall
  • Property Damage
Photography Max Coverage GBP100K
  • Business Interruption
  • Crime
  • Product Liability
  • Professional Liability
  • Public Liability
PowerPlace Retailers Max Coverage GBP5M
  • Contents
  • Employers Liability
  • Equipment Breakdown
  • Legal Expenses
  • Product Liability
  • Property Damage
  • Public Liability
Product Liability Max Coverage GBP10M
  • Legal Expenses
  • Product Liability
Professional Consultants
  • Defamation
  • Product Liability
  • Professional Liability
  • Public Liability
Professional Indemnity Max Coverage GBP10M
  • Professional Liability
Psychologists Max Coverage GBP5M
  • Professional Liability
Psychotherapists Max Coverage GBP5M
  • Professional Liability
Pub Max Coverage GBP10M
  • Business Interruption
  • Contents
  • Employers Liability
  • Financial Loss
  • Public Liability
Public Liability Max Coverage GBP10M
  • Public Liability
Reiki Max Coverage GBP10M
  • Professional Liability
Restaurant
  • Business Interruption
  • Contents
  • Employers Liability
  • Product Liability
  • Public Liability
Right Dress Advantage Max Coverage GBP10M
  • Contents
  • Property Damage
Right Dress Basic+ Max Coverage GBP2M
  • Contents
  • Legal Expenses
Right Dress Kit and Home Max Coverage GBP10M
  • Contents
Salon
  • Business Interruption
  • Employers Liability
  • Public Liability
Second Home
  • Contents
  • Home
Self Employed
  • Employers Liability
  • Professional Liability
  • Public Liability
Service (Non-Public) Funds Max Coverage GBP5M
  • Business Interruption
  • Employers Liability
  • Inland Marine
  • Product Liability
  • Property Damage
  • Public Liability
Shop
  • Business Interruption
  • Contents
  • Employers Liability
  • Property Damage
  • Public Liability
Skydiving Max Coverage GBP10M
  • Life
  • Personal Liability
  • Sports Liability
Solar Panels
  • Property Damage
Sole Traders
  • Employers Liability
  • Product Liability
  • Public Liability
Specialist Motorcycle Max Coverage GBP100K
  • Auto Physical Damage
Specialist Vehicle Max Coverage GBP25M
  • Auto Physical Damage
  • Legal Expenses
  • Third-Party Damage
Staff Absence Max Coverage GBP25K
  • Bodily Injury
Student Landlord
  • Contents
  • Financial Loss
  • Property Damage
  • Tenant Legal Liability
Subsidence
  • Contents
  • Home
  • Property Damage
Surgery Max Coverage GBP5M
  • Business Interruption
  • Crime
  • Equipment Breakdown
  • Public Liability
Talking Therapists Max Coverage GBP5M
  • Product Liability
  • Professional Liability
  • Public Liability
Taxi
  • Auto Physical Damage
  • Public Liability
Taxi Fleet
  • Auto Physical Damage
  • Contents
  • Third-Party Damage
Tenants
  • Contents
  • Tenant Legal Liability
Thatch Owners Home Max Coverage GBP5M
  • Contents
  • Home
Theatre
  • Business Interruption
  • Event Cancellation
Touring Caravan
  • Auto Physical Damage
Towergate Travelcare Max Coverage GBP10M
  • Bodily Injury
  • Sports Liability
  • Travel
Track Day Car Max Coverage GBP150K
  • Auto Physical Damage
Tradesman Max Coverage GBP10M Min Premium GBP63
  • Employers Liability
  • Product Liability
  • Professional Liability
  • Public Liability
Trailer Tent Min Premium GBP75
  • Natural Disaster
  • Property Damage
Translators and Interpreters
  • Defamation
  • Product Liability
  • Professional Liability
  • Public Liability
Travel Max Coverage GBP10M
  • Sports Liability
  • Travel
Travel Already Abroad Max Coverage GBP10M
  • Bodily Injury
  • Travel
Travel for Pre-Existing Medical Conditions Max Coverage GBP10M
  • Bodily Injury
  • Travel
Tree Surgeon Max Coverage GBP3M
  • Employers Liability
  • Professional Liability
  • Public Liability
Truck
  • Auto Physical Damage
  • Employers Liability
  • Inland Marine
  • Legal Expenses
  • Public Liability
Tutors and Teachers
  • Professional Liability
  • Public Liability
Unoccupied Home Max Coverage GBP2M
  • Contents
  • Home
Van Max Coverage GBP2K
  • Auto Physical Damage
  • Legal Expenses
Videographer Max Coverage GBP100K
  • Business Interruption
  • Employers Liability
  • Equipment Breakdown
  • Media Liability
  • Public Liability
Yoga and Pilates Instructor Max Coverage GBP5K
  • Professional Liability
Young Drivers' Car
  • Auto Physical Damage