Assistant vice president and senior underwriter, risk management
XL Catlin
A strong technical underwriter with more than 30 years of experience, Karen Gharibians is passionate about finding solutions. In 2013, Gharibians joined XL Catlin as assistant vice president and senior underwriter for global risk management. Previously, she served as senior production underwriter at Crum & Forster Insurance Company, where she led national accounts.
Gharibians is always on the lookout for new businesses to write and displays solid ownership of her accounts, prompting brokers and clients alike to look to her as a decision-maker. Her communication skills have enabled her to translate highly technical knowledge in a way that’s accessible to clients. Balancing that with the interests of her company, Gharibians has consistently arrived at well supported business decisions, and her experience and knowledge have allowed her to understand her competition better than most.
