Yes, that’s right, coverage is available for being reincarnated into something undesirable in the next life, such as a rat. Or perhaps your financial situation in your second life is less than ideal.
Reincarnation insurance has been designed to compensate you for these unfair placements.
The only issue with collecting on the policy is that you would have to remember as a rat that you took out an insurance policy in your past life as a human.
Secondly, there’s the identification issue: an insurer would have to know that the rat they see now on the street corner is the same human being to whom they just sold a policy in your past life.
Finally, as a rat, are you going to be able to bank the insurance cheque?
No laughing matter
“That’s so funny, I almost died laughing.”
Back in the early 1900s, if you had died laughing, you would have been insured for that.
Certain insurers at the turn of the 20th century offered death-from-laughter insurance. Specifically, they offered moviegoers an insurance policy that covered them for the event that they would die from exhaustive laughter while watching a film.
This may seem ridiculous now. But the truth is, if some of us walked out of the theatre under a full moon after watching Twilight, we would be covered by insurance for turning into a werewolf.
You quit? No problem…
What happens when your five-time, award-winning Employee of the Year quits your business?
Those who recognized the worth of the employee in advance may have found themselves some “star employee” insurance. Basically, if you lose your star employee because they quit, then this insurance policy will give you a payout in an attempt to make up for the financial loss you’d incur without your Number 1 employee around.
Not surprisingly, not many insurers offer this kind of coverage.