Steve Ruth, Garage underwriter, Genesee General

Steve Ruth, Garage underwriter, Genesee General

Steve Ruth 
Genesee General  
Specialty: Garage  

One of Steve Ruth’s first insurance positions was working as an assistant underwriter at a commercial carrier, where his responsibilities included reviewing garage policies. “A garage policy has a lot more working parts and pieces than just a typical auto policy,” he says. “I learned the forms and the coverages. My first supervisor was also known as a garage specialist, so she shared a lot of her knowledge and wisdom with me.” 

Today, Ruth enjoys educating his agent partners on the intricacies of garage policies. “A lot of our agents have never written a garage policy or have written very few of them and always have a lot of questions,” he says. “This gives me an opportunity to call the agent discuss to and guide them through the process of quoting a garage policy. It gives them an opportunity to learn about the coverages, what is covered and options that can be offered. I want the agent to feel comfortable and understand what they are offering to their client. Through this process I develop good working relationships.”