No tender is in sight and no precedent risk model exists for a reclaim of this scale and purpose
Rod Bolivar Aug 26, 2026
Four coverage lines show the same blind spot - and one rival already moved first
A trade economy worth trillions, and the coverage pool serving it is barely enough
A specialty line that runs low loss ratios and high client retention is attracting new entrants
EV lorries cost up to 25% more to repair - and the maritime fuel question has no answer yet
Palm oil and plantation clients now carry a political risk from state seizures and a seasonal risk from haze - and only one of those has a product sitting on the shelf
No stolen credentials, no phishing link, no human culprit to name - just an unsupervised outcome insurers never wrote policy language for
The regulator says the fix now sits with whoever reviews the policy next
New MGAs, expanding facilities, and unreliable long-term agreements are adding complexity beneath the rate reductions
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