Why the broker is now first in line when an NEV floods
Roxanne Libatique Aug 12, 2026A co-insurance pool launching next year is designed to address it
A quiet first half masks wildfire losses compounding at 8-11% a year and a hurricane period still to come - here's why brokers shouldn't read H1 numbers into renewal pricing
The storm has activated lines and geographies that many regional programs treat in isolation
A local calamity declaration puts non-life insurers under immediate regulatory obligation across affected localities
Government transfers are filling a void that the insurance industry has not
The disruption that matters most may not prompt the cover brokers think it will
Early analysis points to insured losses well below 2016 levels - but the aftershock sequence, semiconductor disruption, and a fault system with no recent rupture history are keeping underwriters watchful
A market that once had limited options now has competing products with different mechanisms
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