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India launches state health insurance scheme

India launches state health insurance scheme

India launches state health insurance scheme The government of India has launched a flagship health insurance scheme for residents of Goa, the country’s western state.
 
The universal mediclaim insurance scheme called Deen Dayal Swasthya Seve Yojna (DDSSY) offers cashless hospitalisation up to 250,000 Indian Rupees for a three-member family, The Times of India reported.
 
The scheme also offers 400,000 Indian Rupees to a family of four members or more, the report added.
 
DDSSY will be available to all people who have been residing in Goa for at least five years.
 
“If the expenses go beyond the cover limits under the insurance scheme, which is applicable in all hospitals, government as well as private, the patient will have to take the further treatment in a government hospital,” the Times quoted Chief Minister Laxmikant Parsekar as saying.
 
“On several occasions, we come across the news that due to non-availability, patients are not given beds, but through this policy, people will be able to take benefit from the private hospitals.”
 
According to Health Minister Francis D’Souza, the DDSSY scheme would cover more than 400 types of investigations and related surgeries.

He said that the insurance policy covers hospitalisation, medication as well as the cost of surgeries in government and empanelled private hospitals.

“The insurance policy will cover treatment for about 276 types of diseases in the government hospitals and investigations and medications besides hospitalisation for treatment of 147 diseases in the private hospitals,” the report quoted him as saying.