As our lives get more connected, we need to be better protected – and that begins with having the best personal cyber coverage

HSB’s cyber practice head explains the coverage challenge as attackers' capabilities expand

Lower premiums and abundant capacity may be obscuring exclusions and sublimits for businesses dependent on external technology

Adjusted earnings rose 16% and digital premiums more than doubled as Bowhead waits for its $1.2 billion American Family sale to close

RPS's Mark Gallagher explains how financial strain and safety practices are widening the gap in insurers’ appetite

Independent agents wrote 87.7% of US commercial lines premiums last year. The channel is not in decline. The question is whether individual brokers are building the capabilities to justify that position over the next decade

Carriers and brokers still lean on third parties to explain what catastrophe models say - and the bill is rising