Rokstone has launched a cargo stock-only insurance program backed by $25 million in capacity, entering a segment where only a limited number of MGAs offer dedicated inventory coverage.
The international specialty (re)insurance MGA said the facility is designed to address inventory risks associated with supply chain volatility, warehousing exposures, and changing storage arrangements. The program focuses on stock-only risks, providing brokers with an inventory-focused alternative to traditional property or stock-throughput structures.
According to Rokstone, the facility was developed in response to demand for inventory-specific insurance solutions. The company said brokers can use the product for clients dealing with supply chain disruption, warehousing risks, and storage environments that may change over time.
Coverage includes catastrophe protection and insurance for the full value of inventory. Deductibles start at a flat $10,000.
The program is designed to offer competitive premiums, policy wordings, and deductible structures tailored to current property and transit exposures. It also features a dedicated stock-only offering to its marine portfolio, targeting inventory exposures linked to modern supply chain and storage risks.
“Demand for responsive and innovative Cargo coverage is accelerating,” said Mike Nukk (pictured), head of Rokstone Marine. “There is a growing recognition that insureds can benefit from their inventory being insured on a stand-alone basis, and we’re delivering that in a way that truly reflects the nature of the operational risks faced in today’s environment. It’s a smarter way to think about inventory risk and a differentiator for brokers looking to structure coverage for better outcomes.”
The cargo launch follows a series of developments within Rokstone’s marine operations.
Earlier, the company announced a specialized inland marine program backed by $10 million in QBE capacity for contractors, equipment dealers, rental operations, and industrial businesses. At that time, Rokstone said its total marine capacity stood at $60 million, supported by Allianz, QBE, and Lloyd’s of London.
The company has also increased its presence in Continental Europe through the acquisition of marine MGA Post & Co, a Rotterdam-based underwriting business with operations in the Netherlands, Belgium, and Germany. Post & Co writes cargo and logistics-related business alongside other marine insurance lines.
Rokstone said the stock-only facility is supported by its proprietary underwriting and distribution platform, ATOMX.
The offering comes as cargo insurance market research points to continued growth in trade-related insurance demand.
MarkNtel Advisors projects the global maritime cargo insurance market will grow at a compound annual rate of 5.84% between 2026 and 2032, supported by rising trade volumes, increasing cargo values, and demand for risk management solutions across supply chains.
Market Research Future forecasts the broader cargo insurance market will grow from $83.91 billion in 2025 to $125.66 billion by 2035.
