Coverages: Cyber | Directors and Officers Liability | Professional Indemnity

We have an extensive appetite accommodating SME risks through to large corporate accounts. Our Financial Lines team is dedicated to delivering solutions for a wide range of occupations, working closely with you to meet your specific needs. We are committed to exceptional customer service and take pride in understanding your clients’ business. Our experienced professionals focus on crafting insurance solutions that are perfectly suited to your unique requirements.

Coverages: Property Damage | Business Interruption

Our team of Property experts are dedicated to working with you to provide effective solutions and outstanding service for complex medium-hazard risks. We have capacity of up to $55M LOL under our Industrial Special Risks (ISR) policy, and can participate 100%, or provide coinsurance support. Experience Pen Underwriting’s unmatched expertise in providing tailored coverage and competitive pricing on both our Epac policy for smaller limits/declared values ($2.5M or less) to our ISR offering.

Coverages: Professional Indemnity

Keystone's Professional Indemnity insurance safeguards professionals against claims arising from alleged breaches of duty to third parties. It features a claims-made Civil Liability wording, with coverage limits up to $10,000,000. Key benefits include packaging options with other products, individual or scheme-based quotes, a broad selection of automatic and optional extensions, standard inclusion of costs and expenses beyond the limit, and availability of excess layers.

Coverages: Umbrella / Excess

Keystone's Excess Professional Indemnity insurance provides additional coverage beyond primary professional indemnity policies, offering higher limits up to $10 million. This ensures enhanced protection against significant claims arising from alleged breaches of professional duty. Key benefits include the ability to package with other products, individual quotes or scheme solutions, a wide range of automatic and optional extensions, and costs and expenses in addition to the limit as standard.

Coverages: Product Liability | Public Liability

Keystone's Excess Public and Products Liability insurance provides additional coverage beyond primary liability policies, addressing claims for personal injury or property damage linked to business operations or products. This excess coverage ensures businesses are protected against substantial liabilities that exceed their primary policy limits. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions.

Coverages: Product Liability | Public Liability

Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Representations and Warranties

CFC’s Transaction Liability insurance provides vital protection for buyers and sellers during mergers, acquisitions, and other corporate transactions. Covering breaches of warranties, tax liabilities, and contingent risks, it helps reduce deal uncertainty and facilitates smoother negotiations. With tailored solutions for complex deals and expert underwriting support, this policy safeguards financial interests and enhances confidence throughout the transaction process.

Coverages: War and Terrorism

CFC’s Active Assailant insurance provides comprehensive coverage for businesses facing threats from armed attacks, including firearms, vehicles, or explosive devices. It covers property damage, business interruption, and crisis response costs. With access to specialist support teams, the policy helps organizations respond swiftly to traumatic events, protect employees and customers, and recover faster from violent incidents in today’s unpredictable security landscape.

Coverages: Commercial General Liability | General Liability

Kokomo Insurance's General Liability coverage offers tailored protection for Australia's Holiday Accommodation and Leisure sectors, addressing both traditional and complex exposures. With limits up to $20M and various extensions available, it provides coverage for businesses like bed and breakfasts, caravan parks, holiday cabins and more