Coverages: Employment Practices Liability| Management Liability | Statutory Liability

ProRisk’s Management Liability insurance covers risks arising from the actions and decisions of directors, officers and managers, which arise from the running of a business.

Coverages: General Liability | Product Liability | Public Liability

ProRisk’s Public and Products Liability is an essential insurance product for Australian small businesses. Also referred to as Broadform Liability or General Liability, it provides coverage for personal injury or property damage and helps protect your legal liability to third parties in the operation of your business.

Coverages: Accident and Sickness

Designed for individuals and sole traders, this policy provides coverage for accidental death, disability, injury, and sickness. Policyholders can choose from various scopes of cover, including 24/7 protection, working hours only, or outside working hours only. Benefits include weekly income replacement during temporary disablement and lump sum payments for permanent total disability or accidental death. The policy is customizable with over 25 additional benefits to meet specific needs. 

Coverages: Association Liability | Crime | Employment Practices Liability | Professional Indemnity | Statutory Liability

ProRisk’s Association Liability policy contains a number of features which are unique to ProRisk. It is designed for incorporated associations and not for profits, and includes cover for directors and officers, professional Indemnity, employment practices liability, tax audit and statutory liability.

Coverages: Directors and Officers Liability

ProRisk's Directors & Officers Liability cover is designed for private company directors & officers for businesses registered and trading in Australia.

Coverages: Crime | Employment Practices Liability | Management Liability | Statutory Liability

ProRisk’s Sole Traders and Partnerships Management Liability offering is designed to meet the needs of those small to medium sized businesses that are structured as a sole trader or partnership.

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's IT Legal Liability Insurance offers comprehensive coverage tailored for IT professionals and companies. This policy safeguards against claims arising from professional negligence, errors, or omissions in delivering IT services or products. It encompasses protection for legal defense costs and potential damages, ensuring that IT businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Contents | Umbrella / Excess

SUA's Excess Burglary insurance provides follow-form excess coverage for Stock and/or Contents for clients needing additional protection beyond their existing Industrial Special Risks (ISR) or Business Package policies. With a capacity of up to $2 million, the policy can attach at $50,000, depending on occupation and risk details. Optional extensions include theft without forcible entry, theft of property in the open air, and coverage for goods in trust or on commission.

Coverages: Professional Indemnity

Woodina’s Solicitor Top-up Insurance provides additional Professional Indemnity cover above the mandatory scheme limits for legal practitioners. Designed to safeguard against high-value claims, it covers legal costs and compensation arising from professional negligence, errors, or omissions. With flexible top-up options up to $10 million, this policy offers solicitors enhanced financial protection and peace of mind beyond standard coverage requirements. 

Coverages: Professional Indemnity

Woodina’s Excess Layer Insurance provides additional Professional Indemnity coverage above primary policy limits, offering extra protection for professionals exposed to high-value risks. Ideal for those in complex or high-stakes fields, it covers legal defence costs and compensation beyond standard limits. With flexible top-up options, this policy ensures professionals maintain strong financial protection and peace of mind against large or unexpected liability claims.