Coverages: Commercial General Liability | General Liability
The Barn’s General Liability product offers robust protection with high coverage limits and flexible policy extensions, tailored to meet the needs of businesses across various industries. With limits of up to $20M, this policy helps businesses confidently manage public and product liability risks for sectors such as Food and Beverage Manufacturing, Importing and Wholesaling, Property Owners, Retail, and more.
Coverages: Property and Casualty
The Barn’s Winery Package has been designed specifically for small to medium-sized wineries and cellar doors. It offers a comprehensive solution with a range of winery-specific coverage features and optional endorsements, carefully developed to meet the unique needs of the viticulture industry.
Coverages: Business Interruption | Business Packages | Equipment Breakdown | General Liability | Property and Casualty
We offer comprehensive protection in modular form which enables the easy tailoring of cover for your business insurance.
The key sections of cover are:
- Business liability
- Property protection (including glass)
- Business interruption
- Portable property
- Crime (with optional cover for theft, money and employee fraud)
- Equipment breakdown
The use of our latest technology, data pre-population and analytical tools supports brokers to streamline the SME quotation process and assist with the selection of core underwriting attributes to design a comprehensive product to meet the needs of clients.
Coverages: Commercial General Liability | Environmental Liability
The Barn’s Environmental Liability product provides comprehensive coverage for bodily injury, property damage, and clean-up costs resulting from the release of pollutants at, under, or migrating from real property owned, managed, leased, or rented to the insured. Our Fixed Site Environmental Impairment Liability (ELL) and Contractors Pollution Liability (CPL) coverage offer up to $5M per occurrence, with an annual aggregate limit.
Coverages: Commercial General Liability | General Liability
The Barn’s Specialty Trades product offers tailored General Liability cover for higher-risk trades and construction occupations. With coverage limits up to $20M and optional extensions available such as Errors and Omissions, Faulty Workmanship, and Statutory Liability. This product is ideal for electricians, concreters, welders, landscapers, and many more.
Coverages: Cyber | Media Liability | Professional Indemnity | Public Liability
Edge Underwriting's PI – TECH insurance offers comprehensive professional indemnity coverage tailored for technology and media companies. It includes protection against cyber attacks, data breaches, contractual liabilities, and intellectual property infringements. Notably, the policy provides broad coverage without exclusions for civil fines, project delays, or third-party defects, and offers worldwide civil liability protection. Additionally, it covers costs for claim mitigation and fees withheld by clients to prevent larger claims.
Coverages: Cyber | Professional Indemnity | Public Liability
Edge Underwriting's PI – TECH insurance offers comprehensive professional indemnity coverage tailored for technology companies. It includes protection against cyber attacks, data breaches, contractual liabilities, and intellectual property infringements. Notably, the policy provides broad coverage without exclusions for civil fines, project delays, or third-party defects, and offers worldwide civil liability protection. Additionally, it covers costs for claim mitigation and fees withheld by clients to prevent larger claims.
Coverages: Cyber
FTA Insurance offers one of the market's broadest Cyber Liability policies, featuring comprehensive definitions without common limitations. The modular design allows customization to align with an insured's specific business profile. This policy provides robust protection against escalating cyber threats, ensuring businesses are well-prepared for potential cyber incidents.
Coverages: Public Liability
FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.
Coverages: Product Liability | Professional Indemnity | Public Liability
FTA Insurance's Information Technology Liability policy offers comprehensive coverage tailored for IT professionals. With limits up to $20 million, it features a full civil liability insuring clause, Extended Continuous Coverage, and Difference in Condition and Difference in Limits provisions.