Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Product Liability | Professional Indemnity | Public Liability

FTA Insurance's Information Technology Liability policy offers comprehensive coverage tailored for IT professionals. With limits up to $20 million, it features a full civil liability insuring clause, Extended Continuous Coverage, and Difference in Condition and Difference in Limits provisions.

Coverages: Product Liability | Professional Indemnity | Public Liability

DUAL Australia's Information Technology insurance offers a combined Professional Indemnity and Public Liability policy tailored for IT professionals. It provides coverage for legal defence costs and potential damages arising from client claims. The policy caters to various IT occupations, including software development, IT consulting, and website development, ensuring comprehensive protection against industry-specific risks.

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.

Coverages: Management Liability | Professional Indemnity

FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.

Coverages: Professional Indemnity

FTA Insurance's Associations Liability Insurance is tailored for not-for-profit organizations, combining Professional Indemnity and Directors and Officers Liability coverage to address their unique risks. It safeguards the association, its office bearers, and employees against potential liabilities arising from their activities. With adjustable coverage levels, limits up to $10 million, and benefits like nil excesses and market-leading coverage, this policy caters to a wide range of associations, including community centers, trade associations, and support groups.

Coverages: Umbrella / Excess

GLUE (General Liability Umbrella and Excess) is an insurance solution from Edge Underwriting offering umbrella coverage up to $30 million. It complements existing Public and Products Liability, Motor Vehicle Liability, and Workers Compensation policies by providing excess liability that mirrors primary coverage, including sub-limits. Unique features include drop-down cover for contractual liability, principal inclusion as joint insured, waiver of subrogation, and optional incidental professional indemnity up to $5 million.

Coverages: Public Liability

Edge Underwriting's Cleaners Liability insurance offers up to $20 million in coverage, backed by 100% Lloyd's security. It automatically includes $100,000 coverage for negligent loss of keys and offers optional extensions for blanket contractual liability and adding principals as additional insured with waiver of subrogation. The policy caters to a broad range of cleaning activities, including shopping center cleaning during business hours.