Coverages: Product Liability | Professional Indemnity | Public Liability

DUAL Australia's Information Technology insurance offers a combined Professional Indemnity and Public Liability policy tailored for IT professionals. It provides coverage for legal defence costs and potential damages arising from client claims. The policy caters to various IT occupations, including software development, IT consulting, and website development, ensuring comprehensive protection against industry-specific risks.

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.

Coverages: Management Liability | Professional Indemnity

FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.

Coverages: Professional Indemnity

FTA Insurance's Associations Liability Insurance is tailored for not-for-profit organizations, combining Professional Indemnity and Directors and Officers Liability coverage to address their unique risks. It safeguards the association, its office bearers, and employees against potential liabilities arising from their activities. With adjustable coverage levels, limits up to $10 million, and benefits like nil excesses and market-leading coverage, this policy caters to a wide range of associations, including community centers, trade associations, and support groups.

Coverages: Public Liability

Edge Underwriting's Cleaners Liability insurance offers up to $20 million in coverage, backed by 100% Lloyd's security. It automatically includes $100,000 coverage for negligent loss of keys and offers optional extensions for blanket contractual liability and adding principals as additional insured with waiver of subrogation. The policy caters to a broad range of cleaning activities, including shopping center cleaning during business hours.

Coverages: Management Liability

DUAL Australia's Management Liability insurance is a comprehensive package designed to protect senior management and companies from the complex risks associated with business operations. It offers coverage for directors and officers liability, entity cover, employment practices liability, crime protection, tax audit, statutory liability, investigations, and occupational health and safety defence costs. Tailored for businesses with turnovers up to $150 million and up to 1,000 staff, it provides flexible limits and competitive premiums.

Coverages: Crime | Cyber

DUAL Australia's Cyber Insurance provides comprehensive coverage for businesses against cyber threats, including privacy breaches, network security failures, and cyber extortion. The policy covers third-party liabilities, business interruption losses, data restoration, and response costs such as IT forensic investigations and legal expenses. Coverage is also available via optional extension for direct financial losses incurred due to social engineering and cyber fraud. Every DUAL Cyber Insurance policyholder enjoys round-the-clock access to a dedicated incident response team backed by a panel of specialist technical vendors, offering immediate assistance in effectively managing and mitigating the potentially severe consequences of a cyber incident.

Coverages: Travel

DUAL Australia's Corporate Travel insurance offers comprehensive coverage for businesses and their employees, protecting against unforeseen events that may disrupt travel plans. With 24/7 worldwide assistance through DUAL Assist, clients receive prompt support during emergencies. Key benefits include coverage for private interstate and overseas travel, pre-existing medical conditions, and accidental death and capital benefits.