Coverages: Management Liability | Professional Indemnity

Keystone's Association Liability insurance provides comprehensive protection for non-profit organizations against claims related to wrongful management, employment practices breaches, crime, tax audits, and statutory liabilities. Key benefits include the ability to package with other products, six coverage sections with separate limits, individual or scheme-based quotes, limits up to $10,000,000, and a wide range of automatic and optional extensions.

Coverages: Clinical Trials Liability | Medical Malpractice | Product Liability | Professional Indemnity | Public Liability

Keystone's Life Science insurance offers comprehensive coverage for companies ranging from pre-revenue startups to established enterprises. The combined policy caters to manufacturers, distributors, wholesalers, and research and development firms, covering products from skincare items to implantable devices. Key benefits include product recall costs, research and development restoration costs, and limits up to $20 million. Preferred risks encompass nutraceuticals, biotechnology, medical devices, clinical trials, and medical cannabis.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Medical Malpractice | Product Liability | Public Liability

Keystone's Allied Health insurance offers combined Civil Liability Professional Indemnity and Public and Products Liability coverage for professionals in the healthcare sector. It protects against claims arising from alleged breaches of professional duty in healthcare services. Key benefits include flexible packaging with other products, tailored individual quotes or scheme solutions, coverage limits up to $20 million, and a broad range of automatic and optional extensions. Preferred occupations encompass a wide array of health practices, ensuring comprehensive protection for diverse professionals.

Coverages: Strata - Residential

Flex Insurance’s Residential Strata Plan insurance provides tailored coverage for strata-titled properties, including apartments, townhouses, and multi-unit dwellings. It covers building damage, common property, and legal liability, ensuring comprehensive protection for owners and residents. Optional extras like machinery breakdown, catastrophe cover, and voluntary workers insurance offer added protection. Designed for flexibility, it supports the unique needs of residential strata communities across Australia.

Coverages: Professional Indemnity

High Street Underwriting Agency offers comprehensive Financial Lines Insurance solutions across the professional indemnity sector. These products are designed to protect businesses from various financial risks, ensuring operational continuity and peace of mind. For personalised assistance. To discuss specific coverage needs, connect with High Street’s dedicated team through their portal. 

Coverages: Representations and Warranties

CFC’s Secondary Liquidity Solutions insurance supports private equity firms and investors during secondary transactions by protecting against unknown liabilities in legacy portfolios. It offers coverage for tax, legal, and regulatory risks, enabling cleaner exits and smoother capital returns. Tailored for complex deals, this policy enhances transaction certainty, safeguards investor interests, and supports strategic portfolio management in an evolving secondary market landscape.

Coverages: Product Recall

Product Recall insurance from CFC provides vital protection for businesses facing the costs and consequences of recalling a defective or contaminated product. It covers expenses like notification, disposal, business interruption, and brand rehabilitation. Suitable for manufacturers, distributors, and retailers, this policy helps manage reputational and financial damage, ensuring swift response and recovery in the event of a product safety issue or supply chain crisis.

Coverages: Cyber | General Liability | Product Liability

CFC's Life Science insurance offers tailored coverage for pharmaceutical companies, addressing risks from research and development to product launch. Key features include professional liability for negligent acts, products liability for bodily injury or property damage from defective products, technology errors and omissions (E&O) for software-related issues, cyber and privacy coverage for data breaches, clinical trials coverage for subject injuries, and product recall assistance following regulatory actions.

Coverages: Cyber | General Liability | Product Liability | Professional Indemnity

Life Science – Medical Devices insurance from CFC provides comprehensive coverage for companies involved in the development, manufacturing, and distribution of medical devices. It protects against product liability, clinical trials risks, and regulatory exposures. Tailored for the complex life sciences sector, the policy supports innovation while managing legal, operational, and reputational risks—helping medical device firms bring products to market with confidence and security.