Coverages: Builders Risk | Product Liability | Public Liability

MECON Insurance’s award-winning Annual Construction Policy offers comprehensive coverage for construction projects, combining material damage and optional public liability insurance. Designed for flexibility, it accommodates various project types—residential, commercial, civil, or mechanical—and can be structured on a turnover, run-off, or individual declaration basis. The policy includes automatic coverage for contractors, subcontractors, and principals, and can be extended to cover contractors' plant and equipment, existing structures, and more, delivering tailored solutions to meet diverse project needs.

Coverages: Builders Risk | Property Damage

Scope Underwriting's Contractors All Risks policy offers comprehensive coverage for construction projects, safeguarding against material damage, theft, and unforeseen events that could impact project timelines and budgets. Designed for flexibility, it accommodates both single projects and annual renewable policies, with optional extensions to tailor coverage to specific needs. This ensures robust protection throughout the entire project lifecycle. 

Coverages: Property Damage

SUA offers Property Insurance designed to protect businesses against risks such as fire, theft, and natural disasters. This coverage ensures financial security by safeguarding physical assets, including buildings, equipment, and inventory. For detailed information on coverage options and policy features, please contact SUA directly 

Coverages: Contents | Umbrella / Excess

SUA's Excess Burglary insurance provides follow-form excess coverage for Stock and/or Contents for clients needing additional protection beyond their existing Industrial Special Risks (ISR) or Business Package policies. With a capacity of up to $2 million, the policy can attach at $50,000, depending on occupation and risk details. Optional extensions include theft without forcible entry, theft of property in the open air, and coverage for goods in trust or on commission.

Coverages: Property Damage

SUA via Mirabelle Underwriting offers Contract Works insurance designed to provide comprehensive coverage for construction projects. This policy typically includes protection against material damage, public liability, and other risks associated with construction activities. It is tailored to meet the needs of contractors and builders, ensuring financial security against unforeseen events during the construction period. For detailed information and specific coverage options, please contact SUA directly.

Coverages: Life

Voluntary Workers' Accident Insurance provides coverage for individuals performing voluntary work on behalf of an organization, offering benefits for accidental death and injury sustained during such activities. Key benefits include the ability to package with other products, individual quotes or scheme solutions, limits up to $250,000 for accidental death, weekly benefits up to $1,000 for accident or sickness, and a wide range of automatic and optional extensions available including Non- Medicare Medical.

Coverages: Financial Loss | Marine

Hull War insurance from CFC offers specialized coverage for vessels against war-related risks, including damage from acts of war, terrorism, piracy, and civil unrest. Designed for shipowners and operators, it provides financial protection beyond standard marine policies. With expert underwriting and global support, Hull War insurance ensures vessels remain protected in volatile regions, helping businesses navigate geopolitical threats with confidence and security.

Coverages: Strata - Community Association

A Community Association Plan refers to a subdivision of land where owners share common property and facilities, such as roads, utilities, swimming pools, or tennis courts. These associations can encompass large estates with standalone residential homes or mixed-use developments combining commercial, residential, and retail lots. Terminology varies across regions: in Western Australia, it's known as a Survey-Strata Scheme; in South Australia, a Community Corporation; in QLD, Standard Format Plan subdivisions

Coverages: Strata - Commercial

A Commercial Strata Plan pertains to strata-titled properties primarily used for commercial purposes, such as office buildings, shopping centres, or industrial estates. In Australia, legislation mandates that these properties maintain strata insurance to cover common areas like driveways, lifts, and stairwells against damage or destruction. Additionally, this insurance provides liability coverage for personal injuries related to the insured property.

Coverages: Building - Build to Rent Residential

Build-to-rent developments involve residential properties where all units are retained by a single owner, such as a developer or investment entity, and leased directly to tenants without individual sales. These properties are not registered as strata titles and do not have a body corporate.