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Coverages: Accident and Sickness
IMA Insurance Marketing Agency offers tailored insurance solutions for businesses and individuals across Australia. They provide exclusive member benefits such as discounted health, pet, travel, and income protection insurance. With a focus on providing value, IMA helps businesses enhance employee engagement through affordable and comprehensive insurance options. Their services also include salary packaging and access to a range of wellness and protection benefits.
Coverages: Landlords
CHU's Landlord Insurance is tailored for property investors renting out strata units, apartments, villas, or townhouses. It offers coverage for landlords' contents within the unit, such as appliances and furniture, against accidental loss or damage. Additionally, it protects against rental-specific risks like loss of rental income due to tenant departure or default, tenant-caused damage, and liability for injuries occurring within the rented unit.
Coverages: Contents
CHU's Contents Insurance for Strata offers comprehensive coverage for residents of apartments, units, villas, and townhouses, safeguarding personal belongings like clothing, electronics, furniture, and jewellery against risks such as theft, accidental or malicious damage, water damage, fire, and storms. The policy also includes legal liability protection, ensuring financial security in unforeseen circumstances.
Coverages: Crime | Property Damage
Property insurance safeguards businesses against various risks, including accidental loss or damage to stock and contents from events like fire, storm, or malicious acts. Coverage extends to theft of stock or contents, loss or damage of money due to theft or fire, accidental or malicious glass breakage, and accidental loss or damage of portable or valuable items occurring away from the primary business location. Key benefits include the ability to package with other products, individual quotes or scheme solutions, and coverage limits up to $500,000 for property damage and $50,000 for theft.
Coverages: Business Interruption | Product Liability | Property Damage | Public Liability
AIB Insurance offers specialized Child Care Insurance packages tailored for licensed childcare centers, kindergartens, pre-schools, and related facilities. These comprehensive packages include Property and Contents, Business Interruption, and more. Designed to address the unique risks of childcare operations, these packages are available to brokers nationwide.
Coverages: Business Interruption | Product Liability | Property Damage | Public Liability
AIB Insurance, in collaboration with QBE, offers specialized insurance packages tailored for Aboriginal and Torres Strait Islander communities and organisations. These packages provide comprehensive coverage, including Public and Products Liability (with options for airfield operations), Property Damage, Directors and Officers Liability, Professional Indemnity, Employment Practices Liability, and Motor Vehicle insurance. Additionally, the policy can extend to cover NAIDOC activities such as parades and picnics, including food and drink provisions.
Coverages: Business Interruption | Business Packages | Equipment Breakdown | General Liability | Property and Casualty
We offer comprehensive protection in modular form which enables the easy tailoring of cover for your business insurance.
The key sections of cover are:
- Business liability
- Property protection (including glass)
- Business interruption
- Portable property
- Crime (with optional cover for theft, money and employee fraud)
- Equipment breakdown
The use of our latest technology, data pre-population and analytical tools supports brokers to streamline the SME quotation process and assist with the selection of core underwriting attributes to design a comprehensive product to meet the needs of clients.
Coverages: General Liability | Medical Malpractice | Professional Indemnity
Fairlight’s Community Care Insurance package offers tailored Combined Liability and Property cover for retirement villages, aged care facilities, and NDIS providers. It offers General Liability and Professional Indemnity and Malpractice limits of up to $20M each, plus key policy extensions including Abuse Cover, Custody and Control, Reinstatement and more.
Coverages: Product Liability | Public Liability
FTA Insurance's Combined Professional Indemnity and General Liability policy offers comprehensive protection by integrating coverage for professional errors and general operational risks into a single policy. Designed for smaller consultants, white-collar labor hire companies, and registered training organizations, it provides limits up to $20 million, nil excess options, and benefits like Difference in Conditions and Difference in Limits coverage, as well as Extended Continuous Coverage.
Coverages: Public Liability
FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.