Coverages: Business Interruption | General Liability | Property Damage

The Barn's Specialty Commercial Business Package offers tailored insurance solutions for complex property risks, combining Property and Public and Products Liability coverage. With property capacity up to $5M per location and liability limits up to $20M, this policy caters to medium to higher hazard industries such as food manufacturing, chemical storage, and boutique accommodation.

Coverages: Crime | Property Damage | Public Liability

Coverages: Business Interruption | Fully Comprehensive | Public Liability | Third-Party Damage

ATL’s Transport Operators Package is designed for owner operators and SME transport businesses with prime movers, heavy and light rigids (over 4.5T GVM), trailers, utes, sedans, and mobile plant. It offers flexible cover options to tailor cover for clients including Goods in Transit, Downtime, and Business Liability. A built-in non-owned trailer in control benefit applies to all prime movers, with the option to increase cover.

Coverages: Contents | Cyber | Home | Personal Liability

Coverages: Fully Comprehensive

Coverages: Business Interruption | Property Damage

Halo Underwriting's Industrial Special Risks (ISR) insurance offers comprehensive "all risks" coverage for property damage and associated losses, tailored for businesses with insurable values starting at $5 million. Based on the industry-standard ISR Mark IV policy, it includes protection against fire, flood, storm, and more, with options for business interruption coverage. This policy caters to various sectors, including manufacturing, retail, and property ownership. 

Marine Bind’s Commercial Vessel Insurance is designed for entities that own and use craft in relation to their business or other activities in Australia. The policy provides comprehensive cover for accidental loss or damage to insured vessels and third-party legal liability (‘P&I’ type cover). Suitable for various types of smaller commercially owned and/or operated craft, it includes optional benefits like passenger liability and loss of income cover. Backed by top-tier underwriters, this policy delivers protection for craft used on inland waterways and around Australian coastal waters.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Strata - Residential

Flex Insurance offers customizable residential strata insurance, allowing property owners to tailor coverage to their specific needs. Standard policies include protection for buildings and common areas against loss or damage, as well as liability coverage for personal injury or property damage claims. Optional add-ons include coverage for voluntary workers, machinery breakdown, and catastrophe insurance, providing comprehensive protection for strata properties. 

Coverages: Strata - Residential

Flex Insurance’s Residential Strata Plan insurance provides tailored coverage for strata-titled properties, including apartments, townhouses, and multi-unit dwellings. It covers building damage, common property, and legal liability, ensuring comprehensive protection for owners and residents. Optional extras like machinery breakdown, catastrophe cover, and voluntary workers insurance offer added protection. Designed for flexibility, it supports the unique needs of residential strata communities across Australia.