Coverages: Abuse Liability | Accident and Sickness | Management Liability | Product Liability | Professional Indemnity | Public Liability

AIB Insurance, in partnership with Ansvar, offers a specialized Child Care Insurance Package tailored for licensed childcare centers, kindergartens, pre-schools, and related facilities. This comprehensive package includes Public and Products Liability (with optional Molestation Cover), Professional Indemnity, Management Liability, for both registered children and voluntary workers. 

Coverages: Product Liability | Public Liability

AIB Insurance offers specialized Tour Operators Liability Insurance packages tailored for small to medium-sized tourism businesses. Coverage includes Statutory Liability up to $50,000, Public Liability for vessels up to 10 meters or 49 HP, and protection for guests' property in the operator's control up to $250,000. This package caters to various operators, including 4WD camping tours, bus tour operators, and wildlife parks.

Coverages: Property Damage

High Street Underwriting Agency (HSUA) offers tailored Property Insurance solutions for various businesses, including barbers, hairdressers, gyms, cafés, wine and cocktail bars, and restaurants. Our comprehensive policies safeguard against risks such as property damage, theft, machinery breakdown, glass, public liability and more, ensuring your establishment's assets and operations are protected. With HSUA's commitment to personalised service, you can focus on your business while we manage your insurance needs. 

Coverages: Business Interruption | Contents | Property Damage | Reinsurance

Offer faculative resinsurance solutions for buffer and first excess layers to the local market. Backed by Lloyd's-rated A+ security. 100% independently owned agency, with a broad underwriting appetite.

Coverages: Professional Indemnity | Public Liability

- No min/max insured, up to $30m per risk (100% or proportional)

Coverages: Builders Risk | Property Damage

Specialising in medium, high-hazard and complex risks, Epsilon provides expert underwriting for commercial and industrial property risks. 

Coverages: Financial Loss | Natural Disaster | Property Damage

With a parametric policy, businesses can be safeguarded against predefined events, filling coverage gaps left by standard ISR policies.

Coverages: General Liability | Marine | Product Liability | Public Liability | Statutory Liability

Marine Industry Combined Liability is designed to offer comprehensive coverage, from public and product liability to ship repairers' liability safeguarding their ventures on both water and land.
Appetite includes:
(i) marine and associated non-marine trades style risks
(ii) component and parts manufacturers
(iii) boat builders / shipwrights / ship repairers

Coverages: Property Damage | Business Interruption

Our team of Property experts are dedicated to working with you to provide effective solutions and outstanding service for complex medium-hazard risks. We have capacity of up to $55M LOL under our Industrial Special Risks (ISR) policy, and can participate 100%, or provide coinsurance support. Experience Pen Underwriting’s unmatched expertise in providing tailored coverage and competitive pricing on both our Epac policy for smaller limits/declared values ($2.5M or less) to our ISR offering.