Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Casualty

Agile Underwriting Services offers tailored Casualty insurance products designed to meet the specific needs of over 870 occupations. Their policies provide Public and Products Liability coverage, including standard benefits such as property in care, custody, or control, drone usage, claims preparation costs, and overseas personal liability. The experienced Agile team collaborates with brokers to customize coverage, ensuring comprehensive protection for diverse business activities. 

Coverages: Crime | Employment Practices Liability | Management Liability | Statutory Liability

ProRisk’s Sole Traders and Partnerships Management Liability offering is designed to meet the needs of those small to medium sized businesses that are structured as a sole trader or partnership.

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Commercial General Liability | Premises Liability | Product Liability | Public Liability

Australasia Underwriting’s General Liability Insurance provides broad protection for businesses against third-party claims involving personal injury or property damage arising from their operations or products. With an appetite for a wide range of industries that require a fresh approach to complex challenges. Our Broadform coverage for legal defence and compensation costs. This policy helps businesses manage risk and operate with confidence, backed by experienced underwriting and tailored liability solutions.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: War and Terrorism

CFC’s Active Assailant insurance provides comprehensive coverage for businesses facing threats from armed attacks, including firearms, vehicles, or explosive devices. It covers property damage, business interruption, and crisis response costs. With access to specialist support teams, the policy helps organizations respond swiftly to traumatic events, protect employees and customers, and recover faster from violent incidents in today’s unpredictable security landscape.