Coverages: Accident and Sickness | Accidental Death and Disability

Covering a broad range of occupations, AHI’s Individual Personal Accident and Sickness insurance provides coverage for individuals, sole traders and business owners against financial loss due to accidents or illnesses. Appealing to a large market, with micro-businesses accounting for over 85%* of all Australian companies, and those enterprises looking for additional coverage outside of Group Personal Accident and Sickness for key operational individuals.

Features: 24/7 worldwide protection; Lump-sum payments; Weekly benefits; Home and Vehicle modification; Partner Training benefit; Funeral Expenses; business expenses

Coverages: Public Liability

Amazon Underwriting’s Homebiz Public and Products Liability Insurance is designed for home-based businesses, offering protection against third-party injury and property damage claims. With flexible cover tailored to over 90 occupations, it includes limits up to $20 million and automatic inclusion of care, custody, and control up to $100,000 $100,000. This policy ensures home business operators are protected with peace of mind with comprehensive liability coverage. This policy can be purchased stand alone or together with Amazon’s HomeBiz Property, providing a tailored insurance package.

Coverages: Property Damage

Amazon Underwriting’s Homebiz Property Insurance is designed for home-based businesses, offering cover for both the domestic assets (home, contents, specified contents, portable contents) and business equipment/stock/merchandise and domestic legal liability all under the one policy. This means no gaps in cover between domestic and commercial policies, one insurer and one excess. This policy can be purchased stand alone or together with Amazon’s HomeBiz Public and Products Liability, providing a tailored insurance package.