Coverages: Accident and Sickness | Bodily Injury

Batch Underwriting's Voluntary Workers Group Personal Accident insurance provides comprehensive coverage for volunteers performing unpaid work on behalf of the insured organization. This policy offers financial protection against injuries or accidental death sustained during volunteer activities, covering individuals such as club directors, committee members, and voluntary workers who may not qualify for workers' compensation insurance. 

Coverages: Accident and Sickness

DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.

Coverages: Accident and Sickness

DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.

Coverages: Management Liability

Edge Underwriting's Management Liability (ML) insurance offers comprehensive coverage with 11 insuring clauses under one policy, including Directors and Officers Liability, Entity Coverage, Statutory Liability, Employment Practices Liability, Cyber and Privacy, and Crime (including cyber). The policy provides worldwide coverage with a capacity of up to $10 million and includes full-limit third-party coverage for Employment Practices Liability.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Employment Practices Liability | Statutory Liability

SUA's Corporate Practices Protection insurance is specifically designed for large corporate clients, offering coverage for fines and penalties, inquiry costs, and employment practices liabilities. This policy provides comprehensive protection tailored to the complex needs of sizable organizations, ensuring robust risk management solutions. 

Coverages: Accident and Sickness | Accidental Death and Disability

Volunteers are the beating heart of our local and global communities. For organisations engaging volunteers, whether they are community or committee members, or club directors, to meet both legal and ethical obligations, it is considered best practice for organisations to have coverage for accidental death, temporary or permanent disablement. AHI's Voluntary Workers insurance helps safeguard against the financial impact of accidental death or disablement for both volunteers and employers.

Features: Lump-sum benefits; Weekly payments; Cover for non-Medicare medical expenses [for eligible organisations]; Support for domestic home help.

Coverages: Personal Liability

High Street Underwriting Agency's Personal Accident Insurance offers financial protection for individuals and groups against unforeseen accidents and sickness, covering medical expenses, loss of income, and more. This policy ensures peace of mind by mitigating the financial impact of unexpected incidents and sicknesses. For personalized assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal.