Coverages: General Liability | Management Liability | Professional Indemnity

Financial Lines – Solution One insurance from CFC is an all-in-one policy combining management liability, professional indemnity, and cyber coverage for SMEs. Tailored for financial services firms, it simplifies protection with a single, comprehensive solution. Solution One addresses evolving risks like regulatory actions, client disputes, and cyber threats, offering streamlined coverage, expert claims support, and peace of mind in a complex and fast-changing business environment.

Coverages: Accident and Sickness | Accidental Death and Disability

Attracting and retaining top talent is an imperative in today’s skills landscape. Whether an organisation is looking to be an employer of choice or operates in an Australian state where workers’ compensation does not extend to commuting incidents, AHI's Journey Cover offers financial support in case of accidental death or injury during an employee's commute to and from work.

Features: Lump-sum payments; Weekly payments.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Legal Expenses

High Street Underwriting Agency offers Commercial Legal Expenses Insurance designed to protect businesses against the financial burden of unexpected legal disputes. This coverage ensures that companies can navigate legal challenges confidently, safeguarding their financial stability. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal. 

Coverages: Life

Voluntary Workers' Accident Insurance provides coverage for individuals performing voluntary work on behalf of an organization, offering benefits for accidental death and injury sustained during such activities. Key benefits include the ability to package with other products, individual quotes or scheme solutions, limits up to $250,000 for accidental death, weekly benefits up to $1,000 for accident or sickness, and a wide range of automatic and optional extensions available including Non- Medicare Medical.

Coverages: Product Liability | Public Liability

Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.

Coverages: Accident and Sickness | Accidental Death and Disability

Covering a broad range of occupations, AHI’s Individual Personal Accident and Sickness insurance provides coverage for individuals, sole traders and business owners against financial loss due to accidents or illnesses. Appealing to a large market, with micro-businesses accounting for over 85%* of all Australian companies, and those enterprises looking for additional coverage outside of Group Personal Accident and Sickness for key operational individuals.

Features: 24/7 worldwide protection; Lump-sum payments; Weekly benefits; Home and Vehicle modification; Partner Training benefit; Funeral Expenses; business expenses

Coverages: Accident and Sickness

Keystone's Journey Accident Insurance provides coverage for employees against accidental death or injury sustained while traveling directly between their residence and workplace, or during work-related travel. Key benefits include flexible packaging with other products, tailored quotes or scheme solutions, coverage limits up to $250,000 for accidental death, weekly benefits up to $2,000 for accident or sickness, and a variety of automatic and optional extensions.

Coverages: Management Liability

Management Liability insurance is tailored for private companies, offering protection against claims arising from wrongful management acts, employment practice violations (such as wrongful dismissal or discrimination), internal or external theft, tax audits, and statutory fines and penalties. This comprehensive coverage ensures businesses are safeguarded from various operational risks, promoting stability and continuity.

Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.