Coverages: Equipment Breakdown | Product Liability | Public Liability

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Management Liability | Professional Indemnity

FTA Insurance's Management Liability Insurance safeguards companies and their directors against wrongful acts in management, covering damages, defense costs, investigations, and civil fines. Tailored for white-collar industries, it offers limits up to $10 million, flexible sub-limits, sustainable pricing, and market-competitive coverage. Preferred sectors include professionals, educational organizations, IT firms, and media entities, while industries like financial institutions, construction, and agriculture are excluded.

Coverages: Professional Indemnity

FTA Insurance's Design and Construct (D&C) Insurance offers comprehensive Professional Indemnity coverage for building professionals involved in both construction and design activities. With limits up to $20 million, the policy features Civil Liability Insuring Clauses, Reinstatement of the Limit of Liability, and Multiple Causes of Loss Cover. Preferred sectors include residential builders, commercial fit-outs, institutional buildings, and multi-residential projects up to seven stories. Notably, industries such as silos, dams, and marine projects are excluded.

Coverages: Professional Indemnity

FTA Insurance's Associations Liability Insurance is tailored for not-for-profit organizations, combining Professional Indemnity and Directors and Officers Liability coverage to address their unique risks. It safeguards the association, its office bearers, and employees against potential liabilities arising from their activities. With adjustable coverage levels, limits up to $10 million, and benefits like nil excesses and market-leading coverage, this policy caters to a wide range of associations, including community centers, trade associations, and support groups.

Coverages: Cyber

Coalition's Active Cyber Insurance offers Australian businesses comprehensive coverage against digital threats, including ransomware and data breaches. This policy integrates continuous risk assessment, proactive protection through the Coalition Control™ platform, and expert incident response services. Additionally, it provides Technology Errors & Omissions coverage, safeguarding against liabilities from technology services or products. 

Coverages: Cyber

Coalition's Cyber Excess Follow Form Policy offers Australian businesses up to AUD 20 million in excess cyber liability coverage, complementing primary policies from other insurers. This policy can include drop-down cover for select sub-limited exposures, such as funds transfer fraud and social engineering, via endorsement. Policyholders also gain access to Coalition Control™, a cyber risk management platform, and a dedicated security support team. 

Coverages: Cyber

Emergence Insurance's Group Personal Cyber Insurance is purchased by businesses providing cyber protection for their employees and their families. This core policy includes cover for cyber events, including hacking, crimeware, cyber extortion, cyber espionage and denial of service. Coverage includes cyber event response costs such as credit and identity monitoring, data restoration, legal costs, and cyber extortion costs. Base premiums start at $25 per employee for $20,000 coverage, with a minimum base premium of $300.

Coverages: Cyber

Emergence Insurance's Cyber Event Protection policy offers comprehensive cyber insurance for SME businesses. The core policy includes losses to your business, loss to others, and cyber event response costs. Optional coverages include non-IT contingent business interruption and system failure, criminal financial loss, socially engineered theft, directors and officers' liability, tangible property, and joint venture cover.

Coverages: Cyber

Emergence Insurance's Cyber Enterprise Solution policy offers comprehensive cyber insurance for large enterprises with revenues exceeding $250 million. The core policy includes business interruption, dependent business interruption, cyber and privacy liability, and cyber incident response costs. Optional coverages include reputational harm, system failure, multimedia liability, tangible property, and joint venture cover.