Coverages: Business Interruption | Business Packages | Equipment Breakdown | General Liability | Property and Casualty

We offer comprehensive protection in modular form which enables the easy tailoring of cover for your business insurance.
The key sections of cover are:
- Business liability
- Property protection (including glass)
- Business interruption
- Portable property
- Crime (with optional cover for theft, money and employee fraud)
- Equipment breakdown
The use of our latest technology, data pre-population and analytical tools supports brokers to streamline the SME quotation process and assist with the selection of core underwriting attributes to design a comprehensive product to meet the needs of clients.

Coverages: General Liability | Medical Malpractice | Professional Indemnity

Fairlight’s Community Care Insurance package offers tailored Combined Liability and Property cover for retirement villages, aged care facilities, and NDIS providers. It offers General Liability and Professional Indemnity and Malpractice limits of up to $20M each, plus key policy extensions including Abuse Cover, Custody and Control, Reinstatement and more.

Coverages: Product Liability | Public Liability

FTA Insurance's Combined Professional Indemnity and General Liability policy offers comprehensive protection by integrating coverage for professional errors and general operational risks into a single policy. Designed for smaller consultants, white-collar labor hire companies, and registered training organizations, it provides limits up to $20 million, nil excess options, and benefits like Difference in Conditions and Difference in Limits coverage, as well as Extended Continuous Coverage.

Coverages: Accident and Sickness | Management Liability | Professional Indemnity | Public Liability | Travel

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Cyber

Agile Underwriting Services' CyberSelect is a comprehensive cyber insurance policy tailored for mid-market to corporate clients. Offering 16 distinct benefits, it provides up to $15 million in coverage through two longstanding Lloyd’s binders. The policy includes 24/7 incident response managed by Clyde and Co's expert team, ensuring prompt and efficient handling of cyber incidents to minimize potential damages. 

Coverages: Accident and Sickness

IMA Social and Digital Media offers innovative solutions to enhance your online presence. They provide expert social media management, digital marketing strategies, and content creation to engage your audience effectively. By leveraging the latest trends and platforms, IMA helps businesses boost brand visibility, drive traffic, and foster customer loyalty. Their tailored approach ensures businesses stay ahead in the ever-evolving digital landscape.

Coverages: Equipment Breakdown | Financial Loss | Product Liability | Property Damage | Public Liability | Third-Party Damage

UAA’s Industrial Special Plant (ISP) insurance offers a comprehensive package with seven key cover options tailored for mobile plant and equipment. Safeguarding assets from tools to cranes, it provides protection for owned and hired-in machinery, mechanical breakdown, road risk, and broadform liability. With automatic benefits like Market Value Plus and Multiple Crane Operation, and optional extensions, the policy offers flexible solutions for diverse business needs.

Coverages: Accident and Sickness

IMA offers a range of exclusive member benefits designed to enhance your employee or member experience. Members enjoy discounted access to private health, pet, travel, and income protection insurance, as well as salary packaging options. These tailored benefits add tangible value to memberships and employment packages, strengthening engagement and loyalty within organizations, while fostering meaningful connections and improving overall well-being.