Coverages: Legal Expenses

Legal Expenses insurance provides coverage for unforeseen legal issues not typically included in standard insurance policies. It encompasses areas such as commercial contract disputes, criminal prosecutions, employment disagreements, property conflicts, data protection matters, statutory license issues, breaches of restrictive covenants by employees, and Australian Taxation Office (ATO) investigations. This insurance offers flexibility with individual quotes or scheme solutions and coverage limits up to $200,000, ensuring businesses are protected against a wide array of legal challenges.

Coverages: Medical Malpractice | Product Liability | Public Liability

Keystone's Allied Health insurance offers combined Civil Liability Professional Indemnity and Public and Products Liability coverage for professionals in the healthcare sector. It protects against claims arising from alleged breaches of professional duty in healthcare services. Key benefits include flexible packaging with other products, tailored individual quotes or scheme solutions, coverage limits up to $20 million, and a broad range of automatic and optional extensions. Preferred occupations encompass a wide array of health practices, ensuring comprehensive protection for diverse professionals.

Coverages: Strata - Residential

Flex Insurance offers customizable residential strata insurance, allowing property owners to tailor coverage to their specific needs. Standard policies include protection for buildings and common areas against loss or damage, as well as liability coverage for personal injury or property damage claims. Optional add-ons include coverage for voluntary workers, machinery breakdown, and catastrophe insurance, providing comprehensive protection for strata properties. 

Coverages: Strata - Residential

Flex Insurance’s Residential Strata Plan insurance provides tailored coverage for strata-titled properties, including apartments, townhouses, and multi-unit dwellings. It covers building damage, common property, and legal liability, ensuring comprehensive protection for owners and residents. Optional extras like machinery breakdown, catastrophe cover, and voluntary workers insurance offer added protection. Designed for flexibility, it supports the unique needs of residential strata communities across Australia.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Medical Expenses

Coverages: Aviation

Agile Underwriting's Construction, Rebuild and Restoration Insurance (ACRE) offers comprehensive protection for kit plane, vintage, or warbird restoration projects. It covers accidental damage, optional spares in transit, and premises liability up to $2 million. With premiums starting at $330 annually and a $500 excess, policies can be obtained online in minutes, providing peace of mind throughout your aircraft rebuild journey. 

Coverages: Aviation

Agile Underwriting Services offers Aircraft Hull and Liability insurance, providing coverage for accidental damage to aircraft and liability protection against claims from passengers and third parties. The standard hull coverage safeguards aircraft from risks like accidental damage, storm damage, theft, and malicious acts. Liability coverage protects flight crews from common law liability claims and can be extended to cover carrier’s liability for commercial operators. 

Coverages: Aviation

Agile Underwriting Services offers Aircraft Hull and Liability insurance, providing coverage for accidental damage to aircraft and liability protection against claims from passengers and third parties. The standard hull coverage safeguards aircraft from risks like accidental damage, storm damage, theft, and malicious acts. Liability coverage protects flight crews from common law liability claims and can be extended to cover carrier’s liability for commercial operators. 

Coverages: Aviation

Agile Underwriting Services' Aviation Hangar Keepers Liability policy offers comprehensive liability coverage for airside risks, including protection for hangar owners, operators, maintenance, repair, and overhaul (MRO) providers, and other airside service providers. It covers public liability around the premises, liability for damage to others' property in your care, and liability arising from faulty workmanship. Standard coverage includes the use of vehicles airside and test flights in non-owned aircraft.