Coverages: Employment Practices Liability | Statutory Liability

SUA's Corporate Practices Protection insurance is specifically designed for large corporate clients, offering coverage for fines and penalties, inquiry costs, and employment practices liabilities. This policy provides comprehensive protection tailored to the complex needs of sizable organizations, ensuring robust risk management solutions. 

Coverages: Kidnap and Ransom

CFC's Kidnap and Ransom (K&R) insurance provides businesses and their employees with financial protection and peace of mind against kidnapping and related security risks. Key features include 24/7 access to expert response consultants, comprehensive legal and expense coverage, extended personal accident benefits, and customizable endorsements to suit various needs. Additionally, CFC offers a specialist marine K&R product for both commercial and leisure maritime activities.

Coverages: Management Liability

DUAL Australia's Management Liability insurance is a comprehensive package designed to protect senior management and companies from the complex risks associated with business operations. It offers coverage for directors and officers liability, entity cover, employment practices liability, crime protection, tax audit, statutory liability, investigations, and occupational health and safety defence costs. Tailored for businesses with turnovers up to $150 million and up to 1,000 staff, it provides flexible limits and competitive premiums.

Coverages: Public Liability

FTA Insurance's stand-alone Public and Products Liability (PPL) insurance safeguards businesses against third-party compensation claims arising from personal accidents, injuries, property damage, and advertising injury linked to their operations, including manufactured or supplied products. Offering coverage limits up to $20 million, this policy caters to various industries such as manufacturing, labour hire, retail, property ownership, and agriculture. Notably, sectors like nightclubs, security companies, and underground mining are excluded.

Coverages: Professional Indemnity

FTA Insurance's Professional Indemnity Insurance safeguards businesses against claims alleging financial loss, personal injury, or property damage due to negligent acts, errors, or omissions in professional services. Offering coverage limits up to $20 million, the policy features a full civil liability insuring clause, Extended Continuous Coverage, and Difference in Conditions and Difference in Limits provisions.

Coverages: Accident and Sickness

DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.

Coverages: Management Liability

Edge Underwriting's Management Liability (ML) insurance offers comprehensive coverage with 11 insuring clauses under one policy, including Directors and Officers Liability, Entity Coverage, Statutory Liability, Employment Practices Liability, Cyber and Privacy, and Crime (including cyber). The policy provides worldwide coverage with a capacity of up to $10 million and includes full-limit third-party coverage for Employment Practices Liability.

Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.