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Coverages: General Liability | Product Liability | Public Liability
ProRisk’s Public and Products Liability is an essential insurance product for Australian small businesses. Also referred to as Broadform Liability or General Liability, it provides coverage for personal injury or property damage and helps protect your legal liability to third parties in the operation of your business.
Coverages: Business Interruption | Property Damage
Halo Underwriting's Industrial Special Risks (ISR) insurance offers comprehensive "all risks" coverage for property damage and associated losses, tailored for businesses with insurable values starting at $5 million. Based on the industry-standard ISR Mark IV policy, it includes protection against fire, flood, storm, and more, with options for business interruption coverage. This policy caters to various sectors, including manufacturing, retail, and property ownership.
Coverages: Product Liability | Public Liability
Halo Underwriting's General Liability insurance provides comprehensive protection for small businesses against personal injury and property damage claims. With primary coverage limits up to $30 million, the policy can be tailored to various industries, including manufacturing, retail, hospitality, and property services. Optional extensions enhance coverage, ensuring businesses are well-protected against potential liabilities.
Coverages: Accident and Sickness | Income Protection
Batch Underwriting's Group Personal Accident and Sickness (GPAS) insurance safeguards employees' health and livelihoods, offering benefits for accidental injury and sickness. Designed to protect businesses from financial consequences of employee loss, it covers various industries including mining, construction, and healthcare. Flexible benefits include lump sums for accidental death and permanent disability, weekly income replacement, fractured bone benefits, funeral, and rehabilitation expenses.
Coverages: Accident and Sickness | Bodily Injury
Batch Underwriting's Journey Group Personal Accident insurance provides comprehensive coverage for employees commuting to and from work, including meal breaks. Offered at a group level, this policy is often more cost-effective than individual policies. It demonstrates an employer's commitment to employee well-being, enhancing their reputation as an employer of choice. Flexible benefits include accidental death and permanent disability lump sum payments, weekly income benefits up to two years, fractured bone benefits, funeral expenses, and rehabilitation expenses.
Coverages: Accident and Sickness | Bodily Injury
Batch Underwriting's Voluntary Workers Group Personal Accident insurance provides comprehensive coverage for volunteers performing unpaid work on behalf of the insured organization. This policy offers financial protection against injuries or accidental death sustained during volunteer activities, covering individuals such as club directors, committee members, and voluntary workers who may not qualify for workers' compensation insurance.
Coverages: Directors and Officers Liability
DUAL Australia's Directors and Officers (D&O) insurance protects business leaders from personal liability arising from decisions made in their official capacity on behalf of the company. It covers claims related to alleged wrongful acts, such as breaches of fiduciary duty, mismanagement, or errors in judgment. This coverage includes legal costs, settlements, and other liabilities, promoting responsible governance.
Coverages: Accident and Sickness
DUAL Australia's Individual Personal Accident (IPA) insurance offers tailored coverage for various occupations, providing financial protection against injuries or illnesses. The policy includes lump sum benefits for accidental death or permanent disability and weekly benefits for temporary total disablement due to injury or sickness, with payments extending up to 104 weeks. Designed for individuals up to 74 years old across 700 occupations.