Coverages: Accident and Sickness

DUAL Australia's Journey insurance safeguards employees commuting directly between their residence and workplace. It provides coverage for accidental death, disablement, and loss of income resulting from injuries sustained during these journeys. The policy offers additional benefits such as lump sum payments for fractured bones and dental injuries, funeral expenses, and return-to-work assistance. Optional extensions include recess cover and amended salary definitions.

Coverages: Accident and Sickness

DUAL Australia's Sports Group Personal Accident insurance provides comprehensive coverage for members of sports groups or associations during sanctioned activities. The policy offers financial protection against injuries sustained while participating in sports, ensuring peace of mind for both individuals and teams. With flexible options tailored to specific needs, it simplifies managing risks associated with sporting events.

Coverages: Accident and Sickness

DUAL Australia's Group Personal Accident insurance offers businesses and organisations streamlined policies covering accidental death, disablement, and income loss due to injury or sickness for all insured individuals. Designed to be flexible and tailored to specific client needs, this coverage ensures comprehensive protection for employees across various industries.

Coverages: Management Liability | Professional Indemnity

DUAL Australia's Association Liability insurance offers not-for-profit organisations a combined management liability and professional indemnity solution. This policy is designed to address the specific needs of associations, providing an affordable way to mitigate management and professional indemnity exposures. It includes coverage for employment practices liability, crime, statutory liability, and tax audit, with limits up to $10 million for organisations with turnovers up to $50 million.

Coverages: Legal Expenses

LEXi is Edge Underwriting's Legal Expenses Insurance, offering businesses coverage for various legal matters, including statutory defense, property disputes, and tax investigations. Policyholders benefit from unlimited access to a free telephone legal advice service, limited to one 30-minute call per issue, and are entitled to one contract review per policy period, focusing on insurance and indemnity sections. Optional extensions cover construction and employment contract disputes, as well as personal legal expenses for employees.

Coverages: Cyber

Edge Underwriting's Cyber Insurance offers comprehensive protection against cyber risks, including coverage for system damage, business interruption, and cybercrime such as phishing and identity theft. Underwritten with 100% Lloyd's security, the policy provides unlimited retroactive cover, ensuring protection for events occurring before the policy's inception. Additionally, it includes breach notification costs outside the policy limit and full coverage for regulatory fines.

Coverages: Title

DUAL Australia's Title Insurance provides protection against legal risks related to (i) the ownership and use of real estate and (ii) the ownership of shares in companies, units in unit trusts and comparable ownership interests. The suite of available products can provide protection against both known and unknown issues that may arise (or be identified during) transactions. The protection provided by Title Insurance can help streamline transactions and helps provide enhanced financial security for buyers, sellers and lenders.

Coverages: Damages and Fines | Legal Expenses

DUAL Australia's Statutory Liability insurance protects businesses against legal liabilities from unintentional breaches of legislation, including health, safety, and environmental laws. The policy covers fines, penalties, legal costs, and expenses related to investigations. Optional coverage for enforceable undertakings is also available. This insurance can be purchased as a standalone policy or as part of DUAL's Evolution suite, providing comprehensive protection in an increasingly regulated environment.

Coverages: Medical Expenses

Coverages: Management Liability

DUAL Australia's Management Liability insurance is a comprehensive package designed to protect senior management and companies from the complex risks associated with business operations. It offers coverage for directors and officers liability, entity cover, employment practices liability, crime protection, tax audit, statutory liability, investigations, and occupational health and safety defence costs. Tailored for businesses with turnovers up to $150 million and up to 1,000 staff, it provides flexible limits and competitive premiums.