Coverages: Business Interruption

Coverages: Cyber

Emergence Insurance's Cyber Excess Protection policy allows companies to extend their cyber insurance limits beyond the primary policy. Emergence can provide up to $10 million in additional capacity.

Coverages: Umbrella / Excess

FTA Insurance offers Excess Layer Insurance, providing additional coverage beyond primary policy limits. This structure involves one insurer covering the initial portion of a claim, while FTA supplies insurance for subsequent layers. For instance, if a primary insurer covers up to $5 million, FTA can extend coverage by an additional $5 million. This ensures comprehensive protection for claims exceeding primary limits.

Coverages: Legal Expenses

High Street Underwriting Agency offers Commercial Legal Expenses Insurance designed to protect businesses against the financial burden of unexpected legal disputes. This coverage ensures that companies can navigate legal challenges confidently, safeguarding their financial stability. For personalised assistance and to discuss specific coverage needs, connect with High Street's dedicated team through their portal. 

Coverages: Accident and Sickness

Keystone's Accident and Sickness insurance offers comprehensive coverage for individuals and organisations. Key benefits feature flexible packaging, tailored quotes, 24/7 coverage whilst travelling, Unlimited Medical Cover (up to 24 months), Private Travel for Executives, Emergency Medical Evacuation, Cancellation Costs, Loss of Deposits, Local Underwriters and caring Claims team.

Coverages: Product Liability | Public Liability

Keystone's Excess Public and Products Liability insurance provides additional coverage beyond primary liability policies, addressing claims for personal injury or property damage linked to business operations or products. This excess coverage ensures businesses are protected against substantial liabilities that exceed their primary policy limits. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions.

Coverages: Product Liability | Public Liability

Keystone's Public and Products Liability insurance safeguards businesses against claims for personal injury or property damage arising from their operations or products. It offers occurrence-based coverage with limits up to $20,000,000. Key benefits include the ability to package with other products, individual or scheme-based quotes, and a wide range of automatic and optional extensions. Preferred occupations range from accountants and architects to engineers and event coordinators.

Coverages: Accident and Sickness | Accidental Death and Disability

Covering a broad range of occupations, AHI’s Individual Personal Accident and Sickness insurance provides coverage for individuals, sole traders and business owners against financial loss due to accidents or illnesses. Appealing to a large market, with micro-businesses accounting for over 85%* of all Australian companies, and those enterprises looking for additional coverage outside of Group Personal Accident and Sickness for key operational individuals.

Features: 24/7 worldwide protection; Lump-sum payments; Weekly benefits; Home and Vehicle modification; Partner Training benefit; Funeral Expenses; business expenses

Coverages: Accident and Sickness | Accidental Death and Disability

AHI's Group Personal Accident and Sickness insurance is designed to support both people and operations, providing protection beyond duty of care and strengthening organisational resilience while also safeguarding businesses and their employees against financial losses due to accidental injury, illness, disablement, or death.

Features: Specific hours or 24-hour worldwide coverage; Lump-sum payments; Weekly benefits if an accident or illness prevents a return to work.
This coverage can be extended to industry associations and membership organisations, ensuring protection for various groups.

Coverages: Accident and Sickness

Keystone's Journey Accident Insurance provides coverage for employees against accidental death or injury sustained while traveling directly between their residence and workplace, or during work-related travel. Key benefits include flexible packaging with other products, tailored quotes or scheme solutions, coverage limits up to $250,000 for accidental death, weekly benefits up to $2,000 for accident or sickness, and a variety of automatic and optional extensions.