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Coverages: Accident and Sickness
IMA Insurance Marketing Agency offers tailored insurance solutions for businesses and individuals across Australia. They provide exclusive member benefits such as discounted health, pet, travel, and income protection insurance. With a focus on providing value, IMA helps businesses enhance employee engagement through affordable and comprehensive insurance options. Their services also include salary packaging and access to a range of wellness and protection benefits.
Coverages: Landlords
CHU's Landlord Insurance is tailored for property investors renting out strata units, apartments, villas, or townhouses. It offers coverage for landlords' contents within the unit, such as appliances and furniture, against accidental loss or damage. Additionally, it protects against rental-specific risks like loss of rental income due to tenant departure or default, tenant-caused damage, and liability for injuries occurring within the rented unit.
Coverages: Contents
CHU's Contents Insurance for Strata offers comprehensive coverage for residents of apartments, units, villas, and townhouses, safeguarding personal belongings like clothing, electronics, furniture, and jewellery against risks such as theft, accidental or malicious damage, water damage, fire, and storms. The policy also includes legal liability protection, ensuring financial security in unforeseen circumstances.
Coverages: Business Interruption | Contents | Property Damage
G.O.A.T. Insurance’s Commercial Property cover is designed for the Sports, Hospitality, and Leisure sectors, offering protection for complex property risks. With capacity up to $15M per risk and total insured values up to $100M, it provides coverage for Bars, Breweries, Pubs, Restaurants, Sports Facilities, Performing Arts Venues and more. With claims managed in-house, Market Lane ensures a seamless and efficient claims process.
Coverages: Product Liability | Public Liability
AIB Insurance offers specialized Tour Operators Liability Insurance packages tailored for small to medium-sized tourism businesses. Coverage includes Statutory Liability up to $50,000, Public Liability for vessels up to 10 meters or 49 HP, and protection for guests' property in the operator's control up to $250,000. This package caters to various operators, including 4WD camping tours, bus tour operators, and wildlife parks.
Coverages: Crime | Property Damage
Property insurance safeguards businesses against various risks, including accidental loss or damage to stock and contents from events like fire, storm, or malicious acts. Coverage extends to theft of stock or contents, loss or damage of money due to theft or fire, accidental or malicious glass breakage, and accidental loss or damage of portable or valuable items occurring away from the primary business location. Key benefits include the ability to package with other products, individual quotes or scheme solutions, and coverage limits up to $500,000 for property damage and $50,000 for theft.
Coverages: Business Interruption | Product Liability | Property Damage | Public Liability
AIB Insurance offers specialized Child Care Insurance packages tailored for licensed childcare centers, kindergartens, pre-schools, and related facilities. These comprehensive packages include Property and Contents, Business Interruption, and more. Designed to address the unique risks of childcare operations, these packages are available to brokers nationwide.
Coverages: Business Interruption | Product Liability | Property Damage | Public Liability
AIB Insurance, in collaboration with QBE, offers specialized insurance packages tailored for Aboriginal and Torres Strait Islander communities and organisations. These packages provide comprehensive coverage, including Public and Products Liability (with options for airfield operations), Property Damage, Directors and Officers Liability, Professional Indemnity, Employment Practices Liability, and Motor Vehicle insurance. Additionally, the policy can extend to cover NAIDOC activities such as parades and picnics, including food and drink provisions.
Coverages: Business Interruption | Business Packages | Equipment Breakdown | General Liability | Property and Casualty
We offer comprehensive protection in modular form which enables the easy tailoring of cover for your business insurance.
The key sections of cover are:
- Business liability
- Property protection (including glass)
- Business interruption
- Portable property
- Crime (with optional cover for theft, money and employee fraud)
- Equipment breakdown
The use of our latest technology, data pre-population and analytical tools supports brokers to streamline the SME quotation process and assist with the selection of core underwriting attributes to design a comprehensive product to meet the needs of clients.
Coverages: General Liability | Medical Malpractice | Professional Indemnity
Fairlight’s Community Care Insurance package offers tailored Combined Liability and Property cover for retirement villages, aged care facilities, and NDIS providers. It offers General Liability and Professional Indemnity and Malpractice limits of up to $20M each, plus key policy extensions including Abuse Cover, Custody and Control, Reinstatement and more.