Coverages: Accident and Sickness

WIP Journey Group Journey Cover offers insurance for Australian individuals injured while commuting to and from work, providing accidental death and disability benefits, as well as weekly accident income replacement. Designed for income-earning individuals under 70, it ensures financial support during unforeseen events not covered by Workers Compensation. Conditions apply; refer to the policy documents for full details.

Coverages: Bodily Injury | Financial Loss | Personal Liability

ShieldCover's Personal Accident and Sickness Insurance offers financial protection for individuals unable to work due to injury or illness. Designed for tradespeople and service providers, it provides weekly benefits to cover lost income during recovery periods. This coverage ensures financial stability, allowing policyholders to focus on their health without the added stress of income loss.

Coverages: Product Liability | Public Liability

General liability insurance is a crucial safeguard for businesses across various industries, including general trades, hospitality, manufacturing, and property ownership. This coverage protects against claims of bodily injury, property damage, and advertising injuries that may arise during business operations. By securing general liability insurance, businesses can mitigate financial risks associated with potential lawsuits and unforeseen incidents, ensuring continued stability and peace of mind.

Coverages: Professional Indemnity

SUA's Professional Indemnity (Civil Liability) insurance offers coverage for professionals against claims arising from acts, errors, or omissions in their services. Features include Loss of Documents coverage up to $500,000, Withdrawal Expenses up to $100,000 for document withdrawal and destruction, and Vicarious Liability for consultants, contractors, and agents. The policy also allows the insured to appoint their own legal representative. 

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's Multimedia Liability Insurance offers comprehensive coverage tailored for media professionals and companies. This policy safeguards against risks associated with content creation and dissemination, including claims of defamation, intellectual property infringement, and negligence. It encompasses protection for legal defense costs and potential damages, ensuring that media businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Legal Expenses

SUA's Legal Expenses Insurance enables SMEs to pursue or defend legal rights by providing access to expert legal resources that might otherwise be cost-prohibitive. The policy covers disputes related to sales or supply of goods and services, property issues, employment matters, data protection under the Privacy Act, and tax audits. This coverage helps protect cash flow from excessive legal costs and supports effective risk management. 

Coverages: Product Liability | Professional Indemnity | Public Liability

SUA's IT Legal Liability Insurance offers comprehensive coverage tailored for IT professionals and companies. This policy safeguards against claims arising from professional negligence, errors, or omissions in delivering IT services or products. It encompasses protection for legal defense costs and potential damages, ensuring that IT businesses can operate with confidence and financial security. For detailed coverage options and policy features, please contact SUA directly. 

Coverages: Environmental Liability

SUA's Environmental Impairment Liability insurance offers coverage for businesses against liabilities arising from pollution events and environmental damage. This policy is designed to address risks associated with environmental incidents, providing financial protection and support for remediation efforts. For detailed information on coverage options and policy features, please contact SUA directly. 

Coverages: Employment Practices Liability | Statutory Liability

SUA's Corporate Practices Protection insurance is specifically designed for large corporate clients, offering coverage for fines and penalties, inquiry costs, and employment practices liabilities. This policy provides comprehensive protection tailored to the complex needs of sizable organizations, ensuring robust risk management solutions. 

Coverages: Management Liability

SUA's Business Practices Protection insurance is a modular management liability product designed for private companies with revenues up to $100 million. It combines four stand-alone broadform coverages into a comprehensive offering, including Statutory Liability, Employment Practices Liability, Directors & Officers Liability, and Company Liability, as well as Fidelity Guarantee and Tax Audit as optional extensions. The policy features a broad occupation appetite, automatically includes all subsidiary companies, and offers limits of indemnity up to $10 million.