A+H - Group and Individual Loss of Licence
- Accident and Sickness
- Individual and group
- Any working individual or business owner
Product Overview
Pilots build whole careers around one licence, so losing it can hit income fast. A+H - Group and Individual Loss of Licence by Agile Underwriting Services addresses that risk, paying benefits when a licence is lost because of injury or sickness.
It combines weekly income replacement for temporary loss with a lump sum if the loss becomes permanent. Cover can sit on a group basis for operators, or as individual protection for a single pilot.
About A+H - Group and Individual Loss of Licence by Agile Underwriting Services
The policy lets brokers match sums insured and options to actual earnings. Limits can reach up to AUD 2m, with the choice of 24/7 cover or working hours only.
The group version is backed by a full PDS and online claim pathway through Agile, helping employers support crews across all states. The individual version uses a proposal process so single pilots can set cover that suits their licence and role.
Brokers who want to explore terms or clarify benefits and add‑ons for A+H - Group and Individual Loss of Licence by Agile Underwriting Services, can reach the named Agile underwriter or use the quote contact tools, like the ‘Contact Underwriter for Quote’ option, on this page.
A+H - Group and Individual Loss of Licence by Agile Underwriting Services FAQs
What does loss of licence insurance cover for pilots in this product?
Loss of licence insurance in this product supports pilots who lose their licence because of injury or sickness. It can pay weekly income while the loss is temporary, then a lump sum benefit if the licence loss becomes permanent under the selected options.
Who is the A+H - Group and Individual Loss of Licence by Agile Underwriting Services designed to cover?
This cover is built for working pilots whose current licence is central to their earnings. On the product page, the line of business is shown as Individual Insurance, but cover can also be arranged for groups of pilots through employers or operators when that structure suits the client.
How flexible are the benefit options under A+H - Group and Individual Loss of Licence by Agile Underwriting Services?
Benefit design is adjustable so sums insured and weekly payments can match different income levels. Agile also offers choices around when cover applies, including 24/7 protection or working hours only, plus over 25 additional benefits that can be added through the schedule and PDS.
What types of events are generally outside the scope of this loss of licence cover?
Agile’s Group Loss of Licence material lists several situations that will not be covered. Typical exclusions include pre‑existing medical conditions, some high‑risk activities, criminal or illegal acts, alcohol or drug involvement, certain war or terrorism events, and specific sporting or service activities, all subject to the final policy wording.
What is the maximum sum insured available under this loss of licence product?
The maximum cover for A+H - Group and Individual Loss of Licence by Agile Underwriting Services is stated as AUD 2m for this loss of licence product. Within that overall limit, brokers can work with Agile to set suitable sums insured for each pilot or group, based on roles, income, and the chosen benefit structure.
Accident and Health
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