A+H - Voluntary Workers
- Accident and Sickness
- Individual and group
- Voluntary workers of ‘not for profit’ organisations
Product Overview
Accident and sickness cover for volunteers matters when community groups rely on unpaid help across Australia. A+H - Voluntary Workers by Agile Underwriting Services gives non‑profit organisations a clear way to look after those people.
It responds when authorised volunteers suffer injury, sickness, disability or death while carrying out unpaid duties. Benefits can include weekly income replacement, lump sum payments for accidental death or permanent disability, and help with non‑Medicare medical expenses.
About A+H - Voluntary Workers by Agile Underwriting Services
Cover can be set up for individual volunteers or groups, with sums insured selected to suit each organisation, up to AUD 2 million. Policies are flexible, with options for waiting periods from 7 days, benefit periods up to 104 weeks, and eligibility up to age 85.
This structure helps volunteers protect their usual income while helping their community and helps organisations keep services running with more confidence. Brokers interested in this cover can review the factsheet and Agile documents on this page, then use the contact tools, like the ‘Contact Underwriter for Quote’ option, provided to line up quotes or discuss specific volunteer programs.
A+H - Voluntary Workers by Agile Underwriting Services FAQs
Why would a non‑profit organisation consider this cover for its volunteers?
Volunteers often face injury risks while helping the community, and an incident can affect both their income and the organisation’s services. A+H - Voluntary Workers by Agile Underwriting Services provides financial compensation for authorised unpaid duties, so non‑profits can keep programs running while knowing their volunteers have structured accident and sickness support.
What types of organisations are a good fit for A+H - Voluntary Workers by Agile Underwriting Services?
This product suits not‑for‑profit organisations that rely on unpaid helpers, such as community groups, charities and other community organisations. It sits within Non‑Profit Insurance on IB Markets, so brokers exploring protection for volunteer programs can view this alongside other covers aimed at the sector.
Can this policy sit alongside an organisation’s existing workers compensation arrangements?
Workers compensation generally focuses on paid employees, while this policy focuses on volunteers doing authorised unpaid duties. Voluntary workers personal accident cover can therefore complement existing workers compensation by supporting volunteers with weekly income replacement and lump sum benefits if an insured event occurs.
How do the additional benefits under this voluntary workers policy help tailor protection for different volunteer roles?
A+H - Voluntary Workers by Agile Underwriting Services can include over 25 additional benefits on top of core accident and sickness cover. These options allow brokers to match benefits and sums insured to different volunteer duties, age groups and program structures within the same non‑profit.
What is the maximum sum insured available under the A+H - Voluntary Workers by Agile Underwriting Services?
The policy shows a maximum coverage level of AUD 2 million for this product. Within that limit, organisations and brokers can select suitable lump sum benefits for accidental death or permanent disability, as well as related weekly income benefits and other options.
How long can weekly accident benefits be paid for volunteers?
Weekly accident benefits normally start after a short waiting period and continue for a set maximum period, subject to policy terms. Under Agile’s factsheet, waiting periods can start from 7 days, with benefit periods up to 104 weeks for eligible A+H - Voluntary Workers claims.
Accident and Health
Complete and up to date listings are our highest priority. Our full-time research team keeps our listings accurate and up to date but sometimes changes happen that we haven’t spotted yet. If you see something out of date, click here to open your email client and send us a message!