Broker: ‘Insurance is not a one-size-fits-all situation’

Broker: ‘Insurance is not a one-size-fits-all situation’ | Insurance Business

Broker: ‘Insurance is not a one-size-fits-all situation’

An insurance broker has spoken out in a daily newspaper about how online insurance search companies are not the answer to every clients’ needs and insurance is a much more complex process than that.

Personal-insurance broker Rick Mapperson told The Sydney Morning Herald that there are inherent dangers in finding the right cover.

”A lot of people are doing it online now, and even using online search companies that say they will do it for you,” said Mapperson.

”But while they may find you the cheapest cover, that’s not necessarily the most appropriate cover … it’s not a one-size-fits-all situation.”

Mapperson said “there are things you just can’t decipher through a search engine.”

”It doesn’t know if the client has a pre-existing condition such as a back problem, which companies are going to be the most accepting when it comes to that condition,” added Mapperson. ”I know that from experience.”